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  Axos Bank Essential Checking

Axos Bank Essential Checking

in Checking Accounts

Unaffiliated

Axos Bank Essential Checking

Unaffiliated

in Checking Accounts

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Overview

Where does Axos Bank Essential Checking do business?

Axos Bank Essential Checking is based in San Diego, CA. It was founded in 1999 and offers checking accounts services in 50 states (and Washington, DC).

Axos Bank Essential Checking is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Axos Bank offer?

Axos Bank Essential Checking is not an interest-bearing account.

What are the account minimums for Axos Bank Essential Checking?

Axos Bank Essential Checking does not have a minimum initial deposit to open an account.
Axos Bank Essential Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What features and perks does Axos Bank Essential Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Axos Bank Essential Checking allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Axos Bank Essential Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Axos Bank Essential Checking Fees
Fees Amount
Debit Card Replacement Fee $5
Returned Deposit Fee (International) $10
Outgoing International Bank Transfer Fee $45
Paper Statement Fee $5

What features and perks does Axos Bank Essential Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - Axos Bank Essential Checking allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   4350 La Jolla Village Drive, S
    San Diego, CA 92122 USA

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

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Monthly Fee

ATM Fee: Out-of-Network

Minimum Balance to Avoid Monthly Fee

APY

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