Axos Bank Rewards Checking
in Checking Accounts from Axos Bank · Member FDIC
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| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.41% - 1.25% |
| Number of Reviews | 6 |
Axos Bank Rewards Checking Review
Axos Bank Rewards Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Rewards Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Very high APY. This account offers an annual percentage yield of up to 1.25%, which is much higher than the average for a checking account.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No ATM fees. Axos Bank Rewards Checking does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Axos Bank.
Axos Rewards checking Pros & Cons
| Pros | Cons |
|---|---|
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Axos Rewards checking FAQ
Are checking accounts from Axos Bank federally insured?
Yes, your Axos Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Axos Rewards checking offer?
Axos Rewards checking offers an APY starting at 0.41% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.41% - 1.25% |
What are the account minimums for Axos Rewards checking?
Axos Rewards checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
What fees does Axos Rewards checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $10 |
| Stop Payment Fee | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $0 |
Does Axos Rewards checking charge overdraft fees?
No, Axos Rewards checking does not charge overdraft fees.What features and perks does Axos Rewards checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - Axos Rewards checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Axos Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Axos Rewards checking?
The customer support email for Axos Rewards checking is contactaxos@axosfs.com.
How do people rate the customer service and user experience of Axos Rewards checking?
Overall, Axos Rewards checking is strongly recommended based on community reviews that rate customer service and user experience.
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Contact
- Headquarters
-
4350 La Jolla Village Drive
Suite 140
San Diego, CA 92122 - Visit Site
- Email Support
Other Services by Axos Bank
View all checking accounts offered by Axos Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Axos Bank Rewards Checking Community Reviews
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