Axos Bank Rewards Checking Review

Axos Bank Rewards Checking is offered by Axos Bank, a bank founded in 2000 and based in San Diego, CA. Axos Bank Rewards Checking is available in 50 states (and Washington, DC).

Are checking accounts from Axos Bank federally insured?

Yes, your Axos Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #35546). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axos Bank offer?

Axos Bank Rewards Checking offers an APY starting at 0.41% and ranging up to 1.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Axos Bank Rewards Checking?

Axos Bank Rewards Checking requires a minimum initial deposit of $50 to open an account.

What fees does Axos Bank Rewards Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

What features and perks does Axos Bank Rewards Checking offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - Axos Bank Rewards Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Axos Bank Rewards Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.