Bank Fund Staff Federal Credit Union Checking Account Review

Bank Fund Staff Federal Credit Union Checking Account is offered by Bank Fund Staff Federal Credit Union, a credit union founded in 1947 and based in Washington DC, DC. Bank Fund Staff Federal Credit Union Checking Account is available in 50 states (and Washington, DC).

• Low APY. The maximum annual percentage yield for this account is only 0.2%.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $8.
• No minimum initial deposit. There is no minimum balance required to open an account.
• No ATM fees. Bank Fund Staff Federal Credit Union Checking Account does not charge fees on ATM transactions within its network but there is a fee of up to $1.50 for out-of-network ATM transactions.
• ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
• Hard credit pull. Bank Fund Staff Federal Credit Union may require a hard pull on your credit report to open a checking account.

Are checking accounts from Bank Fund Staff Federal Credit Union federally insured?

Yes, your Bank Fund Staff Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bank Fund Staff Federal Credit Union Checking Account offer?

Bank Fund Staff Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.2% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $2500.

What are the account minimums for Bank Fund Staff Federal Credit Union Checking Account?

Bank Fund Staff Federal Credit Union Checking Account does not require a minimum initial deposit.

What fees does Bank Fund Staff Federal Credit Union Checking Account charge?

The good news is that this account does not have a monthly service charge.

What features and perks does Bank Fund Staff Federal Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - Bank Fund Staff Federal Credit Union Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Mobile Banking Services - Bank Fund Staff Federal Credit Union Checking Account allows you to manage your money online.
• Nationwide ATM network - Conveniently transact at a nearby ATM.