Betterment Checking
in Checking Accounts from Betterment LLC · Member FDIC
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Would you recommend Betterment Checking to your friends?
| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| APY (Annual Percentage Yield) | 0% |
| Number of Reviews | 17 |
Betterment Checking Review
Betterment Checking is offered by Betterment LLC, a financial services company founded in 2008 and based in New York, NY. It is made possible by a bank partnership with nbkc bank. Betterment Checking is available in 50 states (and Washington, DC).
Key Takeaways
- 0% APY. As with most checking accounts, Betterment Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Betterment Checking does not charge fees on ATM transactions.
- ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
Betterment checking Pros & Cons
| Pros | Cons |
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Betterment checking FAQ
Are checking accounts from Betterment LLC federally insured?
Yes, your Betterment LLC checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Betterment checking offer?
Betterment checking is not an interest-bearing account.
What are the account minimums for Betterment checking?
Betterment checking does not require a minimum initial deposit.
| Description | |
|---|---|
| APY Minimum Balance | $0 |
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Betterment checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Image Service | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $0 |
Does Betterment checking charge overdraft fees?
No, Betterment checking does not charge overdraft fees.What features and perks does Betterment checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for any domestic ATM fees.
- Fraud monitoring - Betterment checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Betterment checking allows you to manage your money online or with a mobile app.
What is the customer support email for Betterment checking?
The customer support email for Betterment checking is support@betterment.com.
How do people rate the customer service and user experience of Betterment checking?
Overall, Betterment checking is strongly recommended based on community reviews that rate customer service and user experience.
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Message From Betterment Checking
Contact
- Headquarters
-
8 W. 24th Street
New York, NY 11010 - Visit Site
- Email Support
Other Services by Betterment LLC
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Image Service | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $0 |
Betterment Checking Community Reviews
Would you recommend Betterment Checking to your friends?
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