Century Bank-Business Select

Century Bank-Business Select Review

Century Bank-Business Select is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Select are available in 1 state across the USA.

Key Takeaways

• Low APY. The maximum annual percentage yield for this account is only 0.01%.
• Charges a monthly fee. This account charges a monthly service fee of $25, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $10.00, or $10 combined balance accross eligible accounts.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. Century Bank-Business Select does not charge fees on ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through Century Bank-NM.

Century Bank-Business Select Pros & Cons

Century Bank-Business Select FAQ

Are checking accounts from Century Bank-NM federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Century Bank-Business Select offer?

Century Bank-Business Select offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25.

What are the account minimums for Century Bank-Business Select?

Century Bank-Business Select requires a minimum initial deposit of $100 to open an account.

What fees does Century Bank-Business Select charge?

This account charges a monthly service fee of $25.

Does Century Bank-Business Select charge overdraft fees?

What features and perks does Century Bank-Business Select offer?

This account includes the following features:

• Fraud monitoring - Century Bank-Business Select monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Century Bank-Business Select allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Century Bank-Business Select?

The customer support email for Century Bank-Business Select is floyd.morelos@mycenturybank.com.