Century Bank-Business Select
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 08/04/2023) |
| Monthly Maintenance Fee |
$25 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
Century Bank-Business Select Review
Century Bank-Business Select is offered by Century Bank-NM, founded in 0 and based in , . Century Bank-Business Select is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of $25, but the fee is waived if you keep a minimum balance of $1,000, have a monthly direct deposit of $10.00, or $10 combined balance accross eligible accounts.
- $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Century Bank-Business Select does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Century Bank-NM mobile or online banking.
Century Bank-Business Select Pros & Cons
| Pros | Cons |
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Century Bank-Business Select FAQ
Are checking accounts from Century Bank-NM federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Century Bank-Business Select offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Century Bank-Business Select offers an APY of 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $0.25.
What are the account minimums for Century Bank-Business Select?
Century Bank-Business Select requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10.000 |
| Minimum Balance to Earn APY | $0.25 |
What fees does Century Bank-Business Select charge?
This account charges a monthly maintenance fee of $25.
| Description | |
|---|---|
| Monthly Maintenance Fee | $25 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| ATM Reimbursement Monthly Limit | $0 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $0 |
| Overdraft Item Fee | $35.00 |
| Returned Deposit Fee (Domestic) | $10 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $35 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $12 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5.00 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $12 |
| Early Account Closure | $0 |
Does Century Bank-Business Select charge overdraft fees?
Yes, Century Bank-Business Select charges a $35.00 fee for every overdraft.What features and perks does Century Bank-Business Select offer?
This account includes the following features:
- Fraud monitoring - Century Bank-Business Select monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Century Bank-Business Select allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Century Bank-Business Select?
The customer support email for Century Bank-Business Select is floyd.morelos@mycenturybank.com.
Message From Century Bank-Business Select
Other Checking Accounts by Century Bank-NM
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $10 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $10.000 |
| Minimum Balance to Earn APY | $0.25 |
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