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  Chase Bank Premier Platinum Checking Account

Chase Bank Premier Platinum Checking Account

in Checking Accounts from Chase Bank · Member FDIC

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Chase Bank Premier Platinum Checking Account

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in Checking Accounts from Chase Bank · Member FDIC

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Highlights
Highlights
Monthly Fee $0 - $25
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee $75,000
APY (Annual Percentage Yield) 0.01%

Chase Bank Premier Platinum Checking Account Review

Chase Bank Premier Platinum Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Premier Platinum Checking Account is available in 23 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $25, but the fee is waived if you keep a minimum balance of $75000.
  • Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • No ATM fees. Chase Bank Premier Platinum Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
  • Hard credit pull. Chase Bank may require a hard pull on your credit report to open a checking account.
Chase Bank Premier Platinum Checking Account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in 23 states.
  • Monthly service charge.
Chase Bank Premier Platinum Checking Account FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank Premier Platinum Checking Account offer?

Chase Bank Premier Platinum Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Chase Bank Premier Platinum Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Chase Bank Premier Platinum Checking Account?

Chase Bank Premier Platinum Checking Account requires a minimum initial deposit of $100 to open an account.

Chase Bank Premier Platinum Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $75,000
Minimum Balance to Avoid Monthly Fee $75,000

What fees does Chase Bank Premier Platinum Checking Account charge?

The good news is that this account does not have a monthly service charge.

Chase Bank Premier Platinum Checking Account Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does Chase Bank Premier Platinum Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank Premier Platinum Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Bank Premier Platinum Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
Chase Bank Premier Platinum Checking Account Disclosure: No fees on the first four overdrafts within 12 months
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 23 states
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Michigan
  • Nevada
  • New Jersey
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $75,000
Minimum Initial Deposit $100
Minimum Balance to Avoid Monthly Fee $75,000
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network $0
Monthly Fee $0 - $25
Bank Account Features
  • No ATM Fees
  • Branch Access
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01%

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