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  Chase Bank Premier Plus Checking Account

Chase Bank Premier Plus Checking Account

in Checking Accounts from Chase Bank · Member FDIC

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Chase Bank Premier Plus Checking Account

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in Checking Accounts from Chase Bank · Member FDIC

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Highlights
Monthly Fee $0 - $25
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $15,000
APY (Annual Percentage Yield) 0.01%

Chase Bank Premier Plus Checking Account Review

Chase Bank Premier Plus Checking Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Bank Premier Plus Checking Account is available in 23 states across the USA.

Key Takeaways
  • $2,000 Signup Bonus. Open a new account and you can get up to $2,000 if you deposit a minimum of $250,000 (see terms and conditions for more details).
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $25, but the fee is waived if you keep a minimum balance of $15,000.
  • $25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Chase Bank Premier Plus Checking Account does not charge fees on ATM transactions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
  • Hard credit pull. Chase Bank may require a hard pull on your credit report to open a checking account.
Chase Bank Premier Plus Checking Account Pros & Cons
Pros Cons
  • Generous signup bonus.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Not FDIC-insured.
  • Only available in 23 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase Bank Premier Plus Checking Account FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Bank Premier Plus Checking Account offer?

Chase Bank Premier Plus Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Chase Bank Premier Plus Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Chase Bank Premier Plus Checking Account?

Chase Bank Premier Plus Checking Account requires a minimum initial deposit of $25 to open an account.

Chase Bank Premier Plus Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $15,000

What fees does Chase Bank Premier Plus Checking Account charge?

The good news is that this account does not have a monthly service charge.

Chase Bank Premier Plus Checking Account Fees
Description
Monthly Fee $0 - $25
Paper Statement Fee $6
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $34
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $34
Early Account Closure $0
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) $12
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does Chase Bank Premier Plus Checking Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Signup Bonus - Open an account and you will receive a signup bonus of up to $2000 if you deposit a minimum of $250,000.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Bank Premier Plus Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Bank Premier Plus Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 23 states
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Michigan
  • Nevada
  • New Jersey
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Washington
  • West Virginia
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $25
Minimum Balance to Avoid Monthly Fee $15,000
ATM Fee: In-Network $0
Early Account Closure $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Debit Card Replacement Fee $5
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $25
NSF Fee $34
Overdraft Item Fee $34
Paper Statement Fee $6
Returned Deposit Fee (Domestic) $12
Returned Deposit Fee (International) $12
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • No ATM Fees
  • Branch Access
  • Bauer Financial A+/A Rating
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
Signup Bonus Starting at $2,000
Signup Deposit Requirement $250,000
APY (Annual Percentage Yield) 0.01%

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