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Chase Secure Banking

in Checking Accounts from Chase Bank · fdic

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Chase Secure Banking

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in Checking Accounts from Chase Bank · Member FDIC

SuperMoney Net Recommendation Score +50

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

8 users recommend
2 users are unsure
2 users don't recommend
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Highlights
Community Rating Strongly recommended
Monthly Fee $4.95
ATM Fee: Out-of-Network $5
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%
Number of Reviews 12

Chase Secure Banking Review

Chase Secure Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Secure Banking is available in 48 states (and Washington, DC).

Key Takeaways
  • $100 Bonus offer. Open a new account and you can get up to $100 (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, Chase Secure Banking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $4.95.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
Chase Secure Banking Pros & Cons
Pros Cons
  • Access to 16,000 Chase ATMs and nearly 4,900 branches.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Offers a $100 bonus offer.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • Does not earn interest
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase Secure Banking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, your Chase Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Secure Banking offer?

Chase Secure Banking is not an interest-bearing account.

What are the account minimums for Chase Secure Banking?

Chase Secure Banking does not require a minimum initial deposit.

Chase Secure Banking Minimums
Description
Minimum Opening Deposit $0

What fees does Chase Secure Banking charge?

This account charges a monthly service fee of $4.95.

Chase Secure Banking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $4.95
Online Bill Pay Fee $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $34
Returned Deposit Fee (International) $34
Stop Payment Fee $30
ATM Fee: Out-of-Network $5

Does Chase Secure Banking charge overdraft fees?

What features and perks does Chase Secure Banking offer?

This account includes the following features:

  • $100 Bonus offer. Open a new account and you can get up to $100 (see terms and conditions for more details).
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Secure Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Secure Banking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase Secure Banking?

The customer support email for Chase Secure Banking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase Secure Banking?

Overall, Chase Secure Banking is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase Secure Banking

We're proud to serve nearly half of America’s households with a broad range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place.

Chase Secure Banking is easy to use and gives you access to 16,000 ATMs and more than 4,700 branches. You’ll also be able to use our online banking, bill pay and mobile banking services, plus Chase Deposit Friendly ATMs nationwide. See our Chase Secure Banking offer for new customers.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

Icon for Checking Accounts
View all checking accounts offered by Chase Bank

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $4.95
Returned Deposit Fee (Domestic) $34
Returned Deposit Fee (International) $34
Stop Payment Fee $30
ATM Fee: Out-of-Network $5
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
Bonus Offer Complete 10 qualifying transactions within 60 days of coupon enrollment.
Signup Bonus $100

Chase Secure Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +50, equating to 4 on a 5 point rating scale.

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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