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Chase Secure Banking
in Checking Accounts from Chase Bank · fdic
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Chase Secure Banking

Claimed Promo Offer Available!
in Checking Accounts from Chase Bank · Member FDIC
SuperMoney Net Recommendation Score +63  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +63, equating to 4.3 on a 5 point rating scale.

+63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

18 users recommend
3 users are unsure
3 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
(Verified 06/30/2022)
Monthly Fee $4.95
Minimum Balance to Avoid Monthly Fee N/A
Number of Reviews 24

Chase Secure Banking Review

Chase Secure Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Secure Banking is available in 48 states (and Washington, DC).

Key Takeaways
  • Up to $100 Bonus offer. Open a new account and you can get up to $100 (see terms and conditions for more details).
  • 0% APY. As with most checking accounts, Chase Secure Banking does not pay interest.
  • Supports joint accounts. This allows two people to have equal authority over the management of an account.
  • Charges a monthly fee. This account charges a monthly service fee of $4.95.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
Chase Secure Banking Pros & Cons
Pros Cons
  • Access to 16,000 Chase ATMs and nearly 4,900 branches.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Offers a $100 bonus offer.
  • Joint accounts available.
  • Available in 48 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • Does not earn interest
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Chase Secure Banking FAQ

Are checking accounts from Chase Bank federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Chase Secure Banking offer?

Chase Secure Banking is not an interest-bearing account.

What are the account minimums for Chase Secure Banking?

Chase Secure Banking does not require a minimum initial deposit.

Chase Secure Banking Minimums
Description
Minimum Opening Deposit $0

What fees does Chase Secure Banking charge?

This account charges a monthly service fee of $4.95.

Chase Secure Banking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $4.95
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $34
Returned Deposit Fee (International) $34
Stop Payment Fee $30
ATM Fee: Out-of-Network $3

Does Chase Secure Banking charge overdraft fees?

No, Chase Secure Banking does not charge overdraft fees.

What features and perks does Chase Secure Banking offer?

This account includes the following features:

  • $100 Bonus offer. Open a new account and you can get up to $100 (see terms and conditions for more details).
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Chase Secure Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase Secure Banking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Chase Secure Banking?

The customer support email for Chase Secure Banking is customerdepartament@chase.com.

How do people rate the customer service and user experience of Chase Secure Banking?

Overall, Chase Secure Banking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Chase Bank

Chase Secure Banking offers low monthly fee, no overdraft fees, and full access to Chase branches, ATMs, and digital tools

Chase Secure Banking is a low cost checking account that can help more consumers around the country access a traditional banking relationship, including those new to banking or who have had trouble getting or keeping an account in the past.

With Chase Secure Banking, customers can enjoy:

  • Full access to the Chase Mobile App and Chase.com to manage money on the go, like checking balances, depositing checks, sending money to friends and family, paying bills, and monitoring credit
  • Free access to 16,000 Chase ATMs and 5,000 Chase branches across the country where they can meet with bankers for expert help and advice
  • The ability to make electronic payments (ACH), and a debit card they can use nearly everywhere card payments are accepted
  • No paper checks and the account is designed to help customers only spend what’s available in their account so they won’t be charged overdraft fees and will have more control of their money
  • Access to Chase Offers, available on the Chase Mobile app as a way to get more value from purchases

Chase Secure Banking has the same low monthly fee as Chase Liquid, the bank’s reloadable prepaid card, and will replace it because it includes enhancements based on customer feedback that indicated the need for a full banking experience. Current Chase Liquid customers can open a new Chase Secure Banking account and keep their Liquid account if they prefer, but it will no longer be offered to new customers.

The bank continues to innovate and develop products that meet that needs of the communities it serves, and its thousands of branches provide access to home lending, small business funding, and advice on reaching personal and business financial goals, in addition to personal banking needs.

The firm is advancing the financial health of its customers, communities and employees through multiple programs including National Savings Month, Women on the Move and Advancing Black Pathways. In addition, over the last five years the firm has provided more than $100 million in philanthropic investments to help people in underserved communities save more, reduce debt, build credit and meet their long-term goals.

Contact

Promotional Offers

Special Offers

Earn $100 in signup bonus!

Get $100 as a new Chase checking customer when you open a Chase Secure BankingSM account with qualifying transactions (see offer for details).

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all checking accounts offered by Chase Bank

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $4.95
Returned Deposit Fee (Domestic) $34
Returned Deposit Fee (International) $34
Stop Payment Fee $30
ATM Fee: Out-of-Network $3
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Joint Accounts
Bonus Offer Complete 10 qualifying transactions within 60 days of coupon enrollment.
Signup Bonus $100

Chase Secure Banking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +63, equating to 4.3 on a 5 point rating scale.

+63

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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