Best Of Product
Chase Secure Banking
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Would you recommend Chase Secure Banking to your friends?
| Community Rating | Strongly recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0% (Verified 09/06/2023) |
| Monthly Fee |
$4.95 (Verified 09/06/2023) |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 36 |
Chase Secure Banking Review
Chase Secure Banking is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Secure Banking is available in 48 states (and Washington, DC).
Key Takeaways
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.
- 0% APY. As with most checking accounts, Chase Secure Banking does not pay interest.
- Supports joint accounts. This allows two people to have equal authority over the management of an account.
- Charges a monthly fee. This account charges a monthly service fee of $4.95.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
Chase Secure Banking Pros & Cons
| Pros | Cons |
|---|---|
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Chase Secure Banking FAQ
Are checking accounts from Chase Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Chase Secure Banking offer?
Chase Secure Banking is not an interest-bearing account.
What are the account minimums for Chase Secure Banking?
Chase Secure Banking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Chase Secure Banking charge?
This account charges a monthly service fee of $4.95.
| Description | |
|---|---|
| Monthly Fee | $4.95 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $3 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $34 |
| Returned Deposit Fee (International) | $34 |
| Stop Payment Fee | $30 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Chase Secure Banking charge overdraft fees?
No, Chase Secure Banking does not charge overdraft fees.What features and perks does Chase Secure Banking offer?
This account includes the following features:
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Chase Secure Banking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Chase Secure Banking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Chase Secure Banking?
The customer support email for Chase Secure Banking is customerdepartament@chase.com.
How do people rate the customer service and user experience of Chase Secure Banking?
Overall, Chase Secure Banking is strongly recommended based on community reviews that rate customer service and user experience.
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Message From Chase Secure Banking
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
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Availability
Available in 48 states and Washington, D.C.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | $0 |
Chase Secure Banking Community Reviews
Would you recommend Chase Secure Banking to your friends?
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