Consumers Credit Union Rewards Checking

Consumers Credit Union Rewards Checking Review

Consumers Credit Union Rewards Checking is offered by Consumers Credit Union, a credit union founded in 1930 and based in Waukegan, IL. Consumers Credit Union Rewards Checking is available in 50 states (and Washington, DC).

Key Takeaways

• Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 4.09%, which is much higher than the average for a checking account.
• Supports joint accounts. This allows two people to have equal authority over the management of an account.
• $0 monthly fee. This account does not charge any monthly account fees.
• Small minimum initial deposit. You only need $5 to open an account.
• No ATM fees. Consumers Credit Union Rewards Checking does not charge fees on ATM transactions within its network but there is a fee of up to $1 for out-of-network ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Consumers Credit Union.

Consumers Credit Union Rewards checking Pros & Cons

Consumers Credit Union Rewards checking FAQ

Are checking accounts from Consumers Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Consumers Credit Union Rewards checking offer?

Consumers Credit Union Rewards checking offers an APY starting at 0.1% and ranging up to 4.09% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Consumers Credit Union Rewards checking?

Consumers Credit Union Rewards checking requires a minimum initial deposit of $5 to open an account.

What fees does Consumers Credit Union Rewards checking charge?

The good news is that this account does not have a monthly Service Charge.

Does Consumers Credit Union Rewards checking charge overdraft fees?

What features and perks does Consumers Credit Union Rewards checking offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Consumers Credit Union Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Consumers Credit Union Rewards checking?

The customer support email for Consumers Credit Union Rewards checking is ccuinfo@myconsumers.org.

How do people rate the customer service and user experience of Consumers Credit Union Rewards checking?

Overall, Consumers Credit Union Rewards checking is strongly recommended based on community reviews that rate customer service and user experience.