Overview

Where does Consumers Credit Union Checking Account do business?

Consumers Credit Union Checking Account is a credit union based in Waukegan, IL. It was founded in 1930 and offers checking accounts services in 50 states (and Washington, DC).

Consumers Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if Consumers Credit Union Checking Account were to fall into financial difficulties.

What APY does Consumers Credit Union offer?

Consumers Credit Union Checking Account Rates and Terms

Rates	Amount
APY (Annualized Percentage Yield)	0.1% - 4.09%

Consumers Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 4.09% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Consumers Credit Union Checking Account?

Consumers Credit Union Checking Account does not have a minimum initial deposit to open an account.

Consumers Credit Union Checking Account Account Minimums

Description	Amount
Minimum Initial Deposit	$5

What features and perks does Consumers Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Consumers Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.

What fees does Consumers Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Consumers Credit Union Checking Account Fees

Fees	Amount
ATM In-Network Fee	$1
ATM Out-Of-Network Fee	$1
Debit Card Replacement Fee	$5
Non-Sufficient Funds	$30
Overdraft Item Fee	$30
Overdraft Protection Fee (per transfer)	$10
Returned Deposit Fee (International)	$15
Outgoing Domestic Bank Transfer Fee	$25
Incoming Domestic Bank Transfer Fee	$10
Paper Statement Fee	$2.50

What features and perks does Consumers Credit Union Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Consumers Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank.