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  Credit Human Dividend Checking

Credit Human Dividend Checking

in Checking Accounts from Credit Human Federal Credit Union

Unaffiliated

Credit Human Dividend Checking

Unaffiliated

in Checking Accounts from Credit Human Federal Credit Union

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Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.1%

Credit Human Dividend Checking Review

Credit Human Dividend Checking is offered by Credit Human Federal Credit Union, a credit union founded in 1935 and based in San Antonio, TX. Credit Human Dividend Checking is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.1%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
  • Free bill pay. Pay your bills to practically anyone in the United States through Credit Human Federal Credit Union.
  • Hard credit pull. Credit Human Federal Credit Union may require a hard pull on your credit report to open a checking account.
Credit Human Dividend Checking Pros & Cons
Pros Cons
  • Monthly fee can be waived. Options include enrolled in direct deposit and online statements
  • Interest-yielding account.
  • Deposits are insured by the NCUA (up to $250K).
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Credit Human Dividend Checking FAQ

Are checking accounts from Credit Human Federal Credit Union federally insured?

No, your Credit Human Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Credit Human Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Credit Human Dividend Checking offer?

Credit Human Dividend Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%

Credit Human Dividend Checking offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Credit Human Dividend Checking?

Credit Human Dividend Checking requires a minimum initial deposit of $25 to open an account.

Credit Human Dividend Checking Account Minimums
Description Amount
Minimum Opening Deposit $25

What fees does Credit Human Dividend Checking charge?

This account charges a monthly maintenance fee of up to $5.

Credit Human Dividend Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $15
ATM Fee: Out-of-Network $1

What features and perks does Credit Human Dividend Checking offer?

This account includes the following features:

  • Fraud monitoring - Credit Human Dividend Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Credit Human Dividend Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   6061 W Interstate 10
    San Antonio, TX 78201
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Credit Human Federal Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $15
ATM Fee: Out-of-Network $1
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • NCUA Member
  • Branch Access
  • Check Writing
APY (Annual Percentage Yield) 0.1%

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