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  Credit Human Dividend Checking

Credit Human Dividend Checking

in Checking Accounts from Credit Human Federal Credit Union

Unaffiliated

Credit Human Dividend Checking

Unaffiliated

in Checking Accounts from Credit Human Federal Credit Union

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Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.1%

Credit Human Dividend Checking Review

Credit Human Dividend Checking is offered by Credit Human Federal Credit Union, a credit union founded in 1935 and based in San Antonio, TX. Credit Human Dividend Checking is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Credit Human Dividend Checking has an annual percentage yield of up to 0.1%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • Bill pay. Pay your bills to practically anyone in the United States through Credit Human Federal Credit Union.
Credit Human checking account Pros & Cons
Pros Cons
  • Monthly fee can be waived. Options include enrolled in direct deposit and online statements
  • Interest-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Credit Human checking account FAQ

Are checking accounts from Credit Human Federal Credit Union federally insured?

No, your Credit Human Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Credit Human Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Credit Human checking account offer?

Credit Human Dividend Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%

Credit Human checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Credit Human checking account?

Credit Human checking account requires a minimum initial deposit of $25 to open an account.

Credit Human Dividend Checking Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $25

What fees does Credit Human checking account charge?

This account charges a monthly service fee of up to $5.

Credit Human Dividend Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $15
ATM Fee: Out-of-Network $1

Does Credit Human checking account charge overdraft fees?

Yes, Credit Human checking account charges a $25 fee for every overdraft.

Credit Human checking account offers overdraft protection at a cost of $3 per transaction.

What features and perks does Credit Human checking account offer?

This account includes the following features:

  • Fraud monitoring - Credit Human checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Credit Human checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Credit Human checking account?

The customer support email for Credit Human checking account is memberservicecenter@credithuman.com.

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Message From Credit Human Dividend Checking

Credit Human offers great ways to save and convenient checking account options. With any Credit Human checking or savings account, you get a free debit card, too. Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts. Become a Member Today!

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Credit Human Federal Credit Union

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

APY Minimum Balance $0
Minimum Opening Deposit Starting at $25
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $15
ATM Fee: Out-of-Network $1
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
  • Check Writing
APY (Annual Percentage Yield) 0.1%

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