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  Credit Human Dividend Checking
Credit Human Dividend Checking Unaffiliated

Credit Human Dividend Checking

Unaffiliated
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.1%
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A

Credit Human Dividend Checking Review

Credit Human Dividend Checking is offered by Credit Human Federal Credit Union, a credit union founded in 1935 and based in San Antonio, TX. Credit Human Dividend Checking are available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.1%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • Bill pay. Pay your bills to practically anyone in the United States through Credit Human Federal Credit Union.

Credit Human checking account Pros & Cons

Pros Cons
  • Monthly fee can be waived. Options include enrolled in direct deposit and online statements
  • Interest-yielding account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.

Credit Human checking account FAQ

Are checking accounts from Credit Human Federal Credit Union federally insured?

No, your Credit Human Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Credit Human Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What APY does Credit Human checking account offer?

Credit Human Dividend Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.1%

Credit Human checking account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Credit Human checking account?

Credit Human checking account requires a minimum initial deposit of $25 to open an account.

Credit Human Dividend Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Earn APY $0

What fees does Credit Human checking account charge?

This account charges a monthly service fee of up to $5.

Credit Human Dividend Checking Fees
Description
Monthly Fee $0 - $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $15
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20

Does Credit Human checking account charge overdraft fees?

Yes, Credit Human checking account charges a $25 fee for every overdraft. You can get overdraft protection at a cost of $3 per transaction.

What features and perks does Credit Human checking account offer?

This account includes the following features:

  • Fraud monitoring - Credit Human checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Credit Human checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Credit Human checking account?

The customer support email for Credit Human checking account is memberservicecenter@credithuman.com.

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Message From Credit Human checking account

Credit Human offers great ways to save and convenient checking account options. With any Credit Human checking or savings account, you get a free debit card, too. Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences that come with all of our checking accounts. Become a Member Today!

Availability

  Available in 1 state
Texas
Availabile in all of Texas

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Earn APY $0
Monthly Fee $0 - $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
Foreign Transaction Fee (Debit Card) 1%
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $3
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $10
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $15
Paper Statement Fee $2
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.1%

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