Cross Keys Bank Premium Key Interest Checking Account
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Checking Accounts from Cross Keys Bank
· Member FDIC
Unaffiliated
Cross Keys Bank Premium Key Interest Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% - 2.05% (Verified 07/08/2022) |
| Monthly Fee | $0 - $10 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
Cross Keys Bank Premium Key Interest Checking Account Review
Cross Keys Bank Premium Key Interest Checking Account is offered by Cross Keys Bank, a bank founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Premium Key Interest Checking Account are available in 1 state across the USA.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 2.05%, which is much higher than the average for a checking account.
- Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
- No ATM fees. Cross Keys Bank Premium Key Interest Checking Account does not charge fees on ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Cross Keys Bank.
CKB checking Pros & Cons
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CKB checking FAQ
Are checking accounts from Cross Keys Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does CKB checking offer?
CKB checking offers an APY starting at 0.01% and ranging up to 2.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.01% - 2.05% |
What are the account minimums for CKB checking?
CKB checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
What fees does CKB checking charge?
This account charges a monthly service fee of up to $10.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 2% |
| NSF Fee | $31 |
| Overdraft Item Fee | $31 |
| Overdraft Protection Fee (per transfer) | $31 |
| Returned Deposit Fee (Domestic) | $31 |
| Returned Deposit Fee (International) | $31 |
| Stop Payment Fee | $31 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
Does CKB checking charge overdraft fees?
Yes, CKB checking charges a $31 fee for every overdraft. You can get overdraft protection at a cost of $31 per transaction.What features and perks does CKB checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - CKB checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - CKB checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for CKB checking?
The customer support email for CKB checking is babs@ckbonline.com.
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Message From CKB checking
Contact
- Headquarters
-
307 Plank Road
P.O. Box 7
St. Joseph, LA 71366 USA - (318) 766-3246
- Visit Site
- Email Support
Other Services by Cross Keys Bank
Availability
Available in 1 state
Louisiana
Availabile in all of Louisiana
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
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