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  Cross Keys Bank Premium Key Interest Checking Account
Cross Keys Bank Premium Key Interest Checking Account
in Checking Accounts from Cross Keys Bank
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Cross Keys Bank Premium Key Interest Checking Account

Unaffiliated
in Checking Accounts from Cross Keys Bank
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 2.05%
(Verified 07/08/2022)
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $1,500

Cross Keys Bank Premium Key Interest Checking Account Review

Cross Keys Bank Premium Key Interest Checking Account is offered by Cross Keys Bank, founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Premium Key Interest Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 2.05%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
CKB checking Pros & Cons
Pros Cons
  • High-interest yield.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Monthly service charge.
CKB checking FAQ

Are checking accounts from Cross Keys Bank federally insured?

No, your Cross Keys Bank checking accounts are not insured by a federal insurance agency. This means that if Cross Keys Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does CKB checking offer?

CKB checking offers an APY starting at 0.01% and ranging up to 2.05% (APY stands for annual percentage yield, rates may change).

CKB checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 2.05%

What are the account minimums for CKB checking?

CKB checking requires a minimum initial deposit of $50 to open an account.

Cross Keys Bank Premium Key Interest Checking Account Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does CKB checking charge?

This account charges a monthly service fee of up to $10.

Cross Keys Bank Premium Key Interest Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $10
NSF Fee $31
Online Bill Pay Fee $0
Overdraft Item Fee $31
Overdraft Protection Fee (per transfer) $31
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $31
Returned Deposit Fee (International) $31
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network Starting at $0

Does CKB checking charge overdraft fees?

Yes, CKB checking charges a $31 fee for every overdraft.

CKB checking offers overdraft protection at a cost of $31 per transaction.

What features and perks does CKB checking offer?

This account includes the following features:

What is the customer support email for CKB checking?

The customer support email for CKB checking is babs@ckbonline.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Cross Keys Bank

Every new personal checking account includes: FREE Debit Card with SecurLOCK™ Equip, FREE Online Banking, FREE Bill Pay, FREE Mobile Banking with Mobile Deposits and Key Pay (P2P), FREE eStatements with online check images, Up to three non-Cross Keys Bank ATM refunds per statement cycle, Buy Back of your unused checks and debit cards from another institution. 

Premium Key Interest Checking! An account for those interested in higher interest! 

Contact

Other Services by Cross Keys Bank

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $1,500
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network Starting at $0
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0 - $10
NSF Fee $31
Overdraft Item Fee $31
Overdraft Protection Fee (per transfer) $31
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $31
Returned Deposit Fee (International) $31
Stop Payment Fee $31
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.01% - 2.05%
(Verified 07/08/2022)

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