Cross Keys Bank Premium Key Interest Checking Account
in Checking Accounts from Cross Keys Bank · Member fdic
UnaffiliatedCross Keys Bank Premium Key Interest Checking Account
in Checking Accounts from Cross Keys Bank · Member FDIC
Not enough votes for recommendation
Would you recommend Cross Keys Bank Premium Key Interest Checking Account to your friends?
| Monthly Fee | $0 - $10 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
| APY (Annual Percentage Yield) | 0.05% - 2.05% |
Cross Keys Bank Premium Key Interest Checking Account Review
Cross Keys Bank Premium Key Interest Checking Account is offered by Cross Keys Bank, a bank founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Premium Key Interest Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 2.05%, which is much higher than the average for a checking account.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
- No ATM fees. Cross Keys Bank Premium Key Interest Checking Account does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Cross Keys Bank.
- Hard credit pull. Cross Keys Bank may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
|---|---|
|
|
Are checking accounts from Cross Keys Bank federally insured?
Yes, your Cross Keys Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Cross Keys Bank Premium Key Interest Checking Account offer?
Cross Keys Bank Premium Key Interest Checking Account offers an APY starting at 0.05% and ranging up to 2.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.05% - 2.05% |
What are the account minimums for Cross Keys Bank Premium Key Interest Checking Account?
Cross Keys Bank Premium Key Interest Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
What fees does Cross Keys Bank Premium Key Interest Checking Account charge?
This account charges a monthly maintenance fee of up to $10.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 2% |
| Monthly Fee | $0 - $10 |
| NSF Fee | $31 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $31 |
| Overdraft Protection Fee (per transfer) | $31 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $31 |
| Returned Deposit Fee (International) | $31 |
| Stop Payment Fee | $31 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $0 |
What features and perks does Cross Keys Bank Premium Key Interest Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Cross Keys Bank Premium Key Interest Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Cross Keys Bank Premium Key Interest Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
307 Plank Road
P.O. Box 7
St. Joseph, LA 71366 - (318) 766-3246
- Visit Site
Other Services by Cross Keys Bank
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $1,500 |
Be the first to rate
Would you recommend Cross Keys Bank Premium Key Interest Checking Account to your friends?
Other Checking Accounts
- Alliant Credit Union High Interest Checking
- Axiom Bank Checking
- BBVA Premium Checking
- CNB Rewards + Perks Checking
- Exchange 50 Plus Interest Checking Account
- First Bank First Plus Checking
- First Bank First Premier Checking
- Georgia's Own Credit Union All Access Checking
- Hancock Whitney Priority Checking
- Red Rocks Credit Union Checking Account
- Sea Air Federal Credit Union Flexible Rewards Checking
- USAA Classic Checking Account
