Cross Keys Bank Checking Account
in Checking Accounts from Cross Keys Bank · Member FDIC
UnaffiliatedCross Keys Bank Checking Account
in Checking Accounts from Cross Keys Bank · Member FDIC
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| Monthly Fee | $0 - $10 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.05% - 2.05% |
Cross Keys Bank Checking Account Review
Cross Keys Bank Checking Account is offered by Cross Keys Bank, a bank founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 2.05%, which is much higher than the average for a checking account.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10.
- $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through Cross Keys Bank.
- Hard credit pull. Cross Keys Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Cross Keys Bank federally insured?
Yes, your Cross Keys Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Cross Keys Bank Checking Account offer?
Cross Keys Bank Checking Account offers an APY starting at 0.05% and ranging up to 2.05% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 2.05% |
What are the account minimums for Cross Keys Bank Checking Account?
Cross Keys Bank Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Cross Keys Bank Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 - $10 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $31 |
| Overdraft Protection Fee (per transfer) | $31 |
| Overdraft Item Fee | $31 |
| Early Account Closure | $25 |
| Returned Deposit Fee (Domestic) | $31 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $31 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 2% |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $31 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Cross Keys Bank Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Cross Keys Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
307 Plank Road
P.O. Box 7
St. Joseph, LA 71366 USA - (318) 766-3246
- Visit Site
Other Services by Cross Keys Bank
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