Delta Community CU Personal Checking Account
Would you recommend Delta Community CU Personal Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.00% - 0.02% (Verified 08/08/2022) |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Delta Community CU Personal Checking Account Review
Delta Community CU Personal Checking Account is offered by Delta Community Credit Union, a credit union founded in 1940 and based in Atlanta, GA. Delta Community CU Personal Checking Account is available in 4 states across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.02%.
- $0 monthly fee. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Delta Community CU Personal Checking Account does not charge fees on ATM transactions.
Delta Community Credit Union checking account Pros & Cons
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Delta Community Credit Union checking account FAQ
Are checking accounts from Delta Community Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Delta Community Credit Union checking account offer?
Delta Community Credit Union checking account offers an APY starting at 0.00% and ranging up to 0.02% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $5000.
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.00% - 0.02% |
What are the account minimums for Delta Community Credit Union checking account?
Delta Community Credit Union checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $5,000 |
What fees does Delta Community Credit Union checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $35 |
| Overdraft Item Fee | $35 |
| Overdraft Protection Fee (per transfer) | $3 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $20 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Delta Community Credit Union checking account charge overdraft fees?
Yes, Delta Community Credit Union checking account charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $3 per transaction.What features and perks does Delta Community Credit Union checking account offer?
This account includes the following features:
- Fraud monitoring - Delta Community Credit Union checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking Services - Delta Community Credit Union checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Delta Community Credit Union checking account?
The customer support email for Delta Community Credit Union checking account is accessibility@deltacommunitycu.com.
Message From Delta Community Credit Union checking account
Contact
- Headquarters
-
1025 Virginia Ave
Atlanta, GA 30354 USA - (404) 715-4725
- Visit Site
- Email Support
Other Services by Delta Community Credit Union
Availability
- Georgia
- Kentucky
- Texas
- Utah
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $5,000 |
Delta Community CU Personal Checking Account Community Reviews
Would you recommend Delta Community CU Personal Checking Account to your friends?
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