ESL Federal Credit Union Checking Account
in Checking Accounts from ESL Federal Credit Union
UnaffiliatedESL Federal Credit Union Checking Account
in Checking Accounts from ESL Federal Credit Union
Would you recommend ESL Federal Credit Union Checking Account to your friends?
| Community Rating | Mostly recommended |
| Monthly Fee | $0 - $6 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.50 |
| APY | 0.05% - 0.5% |
ESL Federal Credit Union Checking Account Review
ESL Federal Credit Union Checking Account is offered by ESL Federal Credit Union, a credit union founded in 1920 and based in Rochester, NY. ESL Federal Credit Union Checking Account is offered in 1 state across the USA.
Are checking accounts from ESL Federal Credit Union federally insured?
Yes, your ESL Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does ESL Federal Credit Union offer?
ESL Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.5% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.5% |
What are the account minimums for ESL Federal Credit Union Checking Account?
ESL Federal Credit Union Checking Account requires a minimum initial deposit of $1 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $1 |
What fees does ESL Federal Credit Union Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 - $6 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| NSF Fee | $37 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $37 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $12 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $12 |
What features and perks does ESL Federal Credit Union Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - ESL Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
225 Chestnut St
Rochester, NY USA - (800) 848-2265
- Visit Site
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Availability
ESL Federal Credit Union Checking Account Community Reviews
Would you recommend ESL Federal Credit Union Checking Account to your friends?
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