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ESL Federal Credit Union Checking Account

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ESL Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts

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Overview

Where does ESL Federal Credit Union Checking Account do business?

ESL Federal Credit Union Checking Account is a credit union based in Rochester, NY. It was founded in 1920 and offers checking accounts services in 1 state across the USA.

ESL Federal Credit Union Checking Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if ESL Federal Credit Union Checking Account were to fall into financial difficulties.

What APY does ESL Federal Credit Union offer?

ESL Federal Credit Union Checking Account offers an APY starting at 0.05% and ranging up to 0.5% (APY stands for annual percentage yield, rates may change).

What features and perks does ESL Federal Credit Union Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
  • Mobile Banking - ESL Federal Credit Union Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does ESL Federal Credit Union Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $12 fee.
  • Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $12 fee.
  • Every returned deposit incurs in a $0 charge.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
New York
Availabile in all of New York

Feature Breakdown

Minimum Initial Deposit $1
Paper Statement Fee $0
ATM Fee: In-Network $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Monthly Fee $0 - $6
ATM Fee: Out-of-Network $1.50
NSF Fee $37
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $37
Returned Deposit Fee (Domestic) $10
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $12
Returned Deposit Fee (International) $10
Wire Transfer Fee - Domestic (Incoming) $12
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.05% - 0.5%

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