Exchange Bank Exchange Checking Review
Exchange Bank Exchange Checking is offered by Exchange Bank of Milledgeville,
founded in 1903 and based in Milledgeville, GA.
Exchange Bank Exchange Checking is available in
1 state across the USA.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $6.95, but the fee is waived if you keep a minimum balance of $500.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Milledgeville.
- Hard credit pull. Exchange Bank of Milledgeville may require a hard pull on your credit report to open a checking account.
Exchange Bank Exchange Checking Pros & Cons
- Access to physical branches.
- Free debit card and the option to lock/unlock the card if lost or stolen
- No charge on incoming domestic or international wire transfers.
- No signup bonus.
- Does not earn interest.
- Does not provide access to a nationwide ATM network.
- Only available in one state.
- Monthly service charge.
Exchange Bank Exchange Checking FAQ
Are checking accounts from Exchange Bank of Milledgeville federally insured?
Yes, your Exchange Bank of Milledgeville checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Exchange Bank Exchange Checking offer?
Exchange Bank Exchange Checking is not an interest bearing account.
What are the account minimums for Exchange Bank Exchange Checking?
Exchange Bank Exchange Checking requires a minimum initial deposit of $100 to open an account.
Exchange Bank Exchange Checking Account Minimums
|Minimum Opening Deposit
|Minimum Balance to Avoid Monthly Fee
What fees does Exchange Bank Exchange Checking charge?
The good news is that this account does not have a monthly service charge.
Exchange Bank Exchange Checking Fees
|ATM Fee: In-Network
What features and perks does Exchange Bank Exchange Checking offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Exchange Bank Exchange Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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