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Exchange Bank Exchange Checking

in Checking Accounts from Exchange Bank of Milledgeville · Member FDIC

Unaffiliated

Exchange Bank Exchange Checking

Unaffiliated

in Checking Accounts from Exchange Bank of Milledgeville · Member FDIC

Not enough votes for recommendation

Highlights
Monthly Fee	Up to $6.95
ATM Fee: Out-of-Network	N/A
Minimum Balance to Avoid Monthly Fee	$500
APY (Annual Percentage Yield)	N/A

Exchange Bank Exchange Checking Review

Exchange Bank Exchange Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Checking is available in 1 state across the USA.

Key Takeaways

Charges a monthly fee. This account charges a monthly maintenance fee of up to $6.95, but the fee is waived if you keep a minimum balance of $500.
Large minimum initial deposit. You need a minimum deposit of $100 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Free bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Milledgeville.
Hard credit pull. Exchange Bank of Milledgeville may require a hard pull on your credit report to open a checking account.

Exchange Bank Exchange Checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state. Monthly service charge.

Exchange Bank Exchange Checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your Exchange Bank of Milledgeville checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Exchange Checking offer?

What are the account minimums for Exchange Bank Exchange Checking?

Exchange Bank Exchange Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Exchange Checking Account Minimums
Description	Amount
Minimum Initial Deposit	$100
Minimum Balance to Avoid Monthly Fee	$500

What fees does Exchange Bank Exchange Checking charge?

The good news is that this account does not have a monthly service charge.

Exchange Bank Exchange Checking Fees
Description
Monthly Fee	Up to $6.95
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	N/A
NSF Fee	N/A
Overdraft Protection Fee (per transfer)	N/A
Overdraft Item Fee	N/A
Early Account Closure	N/A
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	N/A
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	N/A
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	N/A
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	N/A
ATM Reimbursement Monthly Limit	N/A

What features and perks does Exchange Bank Exchange Checking offer?

This account includes the following features:

Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Exchange Bank Exchange Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.

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