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Checking Accounts
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Last Updated: 01/21/2026

Exchange Bank Exchange Checking

in Checking Accounts from Exchange Bank of Milledgeville

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

Up to $6.95(Verified 01/21/2026)

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Exchange Bank Exchange Checking Review

The Exchange Bank Exchange Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Checking is available in 1 state.

Key Takeaways

  • $0 monthly account fees available. This account charges a monthly fee of up to $6.95, but the fee may be waived if you keep a minimum balance of$500.
  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Exchange Bank of Milledgeville mobile or online banking.

Exchange Bank Exchange Checking Pros & Cons

Exchange Bank Exchange Checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Exchange Checking offer?

Exchange Bank Exchange Checking is not an interest-bearing account.

What are the account minimums for Exchange Bank Exchange Checking?

Exchange Bank Exchange Checking requires a minimum initial deposit of $100.

What fees does Exchange Bank Exchange Checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does Exchange Bank Exchange Checking offer?

This account includes the following features:
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank Exchange Checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank Exchange Checking?

The customer support email for Exchange Bank Exchange Checking is servicing@exch.bank.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Exchange Bank Exchange Checking logo

Message from Exchange Bank Exchange Checking

We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.  All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. We look forward to seeing you at one of our five convenient branch locations. We want to build a relationship that lasts a lifetime.

Contact

Headquarters

250 W. Hancock Street
Milledgeville, GA 31061
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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