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  Exchange Bank Exchange Club Checking Account
Exchange Bank Exchange Club Checking Account Unaffiliated

Exchange Bank Exchange Club Checking Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.10% - 0.30%
(Verified 07/15/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Exchange Bank Exchange Club Checking Account Review

Exchange Bank Exchange Club Checking Account is offered by Exchange Bank, founded in 1894 and based in Omaha, NE. Exchange Bank Exchange Club Checking Account is available in 2 states across the USA.

Key Takeaways
  • Higher than average APY. Exchange Bank Exchange Club Checking Account has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Exchange Bank exchange club checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 2 states.
Exchange Bank exchange club checking FAQ

Are checking accounts from Exchange Bank federally insured?

No, your Exchange Bank checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank exchange club checking offer?

Exchange Bank exchange club checking offers an APY starting at 0.10% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).

Exchange Bank exchange club checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 0.30%

What are the account minimums for Exchange Bank exchange club checking?

Exchange Bank exchange club checking requires a minimum initial deposit of $1,000 to open an account.

Exchange Bank Exchange Club Checking Account Minimums
Description
Minimum Balance to Earn APY $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Exchange Bank exchange club checking charge?

This account charges a monthly service fee of $0.

Exchange Bank Exchange Club Checking Account Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network Starting at $0

Does Exchange Bank exchange club checking charge overdraft fees?

No, Exchange Bank exchange club checking does not charge overdraft fees.

What features and perks does Exchange Bank exchange club checking offer?

This account includes the following features:

What is the customer support email for Exchange Bank exchange club checking?

The customer support email for Exchange Bank exchange club checking is mmadden@eb-us.com.

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Message From Exchange Bank

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer.

Exchange Club Checking Account --- Unlimited Check Writing, Free Club Checks, Free Unlimited Exchange Bank ATM Usage, Interest Bearing Account, Optional Benefits Plan, Bill Pay & Popmoney Payments, Online Banking, Free ATM/Debit Card Available, Mobile Banking & Mobile Deposit, Free Online E-Statements, 6 Free Non-Exchange Bank ATM Transactions Per Statement Cycle, Minimum Opening Balance $1,000.00.

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0
Check Image Service $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
ATM Fee: Out-of-Network Starting at $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Mobile Banking
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.10% - 0.30%
(Verified 07/15/2022)

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