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  Exchange Bank Exchange Club Checking Account
Exchange Bank Exchange Club Checking Account
in Checking Accounts from Exchange Bank · Member FDIC
Unaffiliated

Exchange Bank Exchange Club Checking Account

Unaffiliated
in Checking Accounts from Exchange Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.10% - 0.30%
(Verified 07/15/2022)
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee Starting at $0

Exchange Bank Exchange Club Checking Account Review

Exchange Bank Exchange Club Checking Account is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank Exchange Club Checking Account are available in 2 states across the USA.

Key Takeaways

  • Higher than average APY. Exchange Bank Exchange Club Checking Account has an annual percentage yield of up to 0.30%, which is higher than the national average interest rate on savings accounts.
  • $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Exchange Bank Exchange Club Checking Account does not charge fees on ATM transactions.

Exchange Bank exchange club checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 2 states.

Exchange Bank exchange club checking FAQ

Are checking accounts from Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank exchange club checking offer?

Exchange Bank exchange club checking offers an APY starting at 0.10% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).

Exchange Bank exchange club checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.10% - 0.30%

What are the account minimums for Exchange Bank exchange club checking?

Exchange Bank exchange club checking requires a minimum initial deposit of $1,000 to open an account.

Exchange Bank Exchange Club Checking Account Minimums
Description
Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0

What fees does Exchange Bank exchange club checking charge?

This account charges a monthly service fee of $0.

Exchange Bank Exchange Club Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does Exchange Bank exchange club checking charge overdraft fees?

No, Exchange Bank exchange club checking does not charge overdraft fees.

What features and perks does Exchange Bank exchange club checking offer?

This account includes the following features:

  • Mobile Banking Services - Exchange Bank exchange club checking allows you to manage your money online or with a mobile app.

What is the customer support email for Exchange Bank exchange club checking?

The customer support email for Exchange Bank exchange club checking is mmadden@eb-us.com.

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Message From Exchange Bank exchange club checking

Exchange Bank has a wide variety of checking accounts to match any needs. We understand that each customer’s needs may be unique and try to provide an option that is viable for each and every customer.

Exchange Club Checking Account --- Unlimited Check Writing, Free Club Checks, Free Unlimited Exchange Bank ATM Usage, Interest Bearing Account, Optional Benefits Plan, Bill Pay & Popmoney Payments, Online Banking, Free ATM/Debit Card Available, Mobile Banking & Mobile Deposit, Free Online E-Statements, 6 Free Non-Exchange Bank ATM Transactions Per Statement Cycle, Minimum Opening Balance $1,000.00.

Availability

  Available in 2 states
  • Kansas
  • Nebraska

Feature Breakdown

Minimum Opening Deposit Starting at $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $0
Bank Teller Fee $0
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Copy $0
Check Image Service $0
Check Cashing Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
Account Features
  • No ATM Fees
  • Mobile Banking
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.10% - 0.30%
(Verified 07/15/2022)

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