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  Exchange Bank Exchange Interest Plus Checking
Exchange Bank Exchange Interest Plus Checking Unaffiliated

Exchange Bank Exchange Interest Plus Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $10
(Verified 07/15/2022)
Minimum Balance to Avoid Monthly Fee N/A

Exchange Bank Exchange Interest Plus Checking Review

Exchange Bank Exchange Interest Plus Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Interest Plus Checking is available in 1 state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of $10.
  • Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.

Exchange Bank Exchange Interest Plus Checking Pros & Cons

Pros Cons
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

Exchange Bank Exchange Interest Plus Checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Exchange Interest Plus Checking offer?

Exchange Bank of Milledgeville does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Exchange Bank Exchange Interest Plus Checking?

Exchange Bank Exchange Interest Plus Checking requires a minimum initial deposit of $5,000 to open an account.

Exchange Bank Exchange Interest Plus Checking Minimums
Description
Minimum Opening Deposit Starting at $5,000

What fees does Exchange Bank Exchange Interest Plus Checking charge?

This account charges a monthly service fee of $10.

Exchange Bank Exchange Interest Plus Checking Fees
Description
Monthly Fee $10
ATM Fee: In-Network $0
Online Bill Pay Fee $0

What features and perks does Exchange Bank Exchange Interest Plus Checking offer?

This account includes the following features:

  • Mobile Banking Services - Exchange Bank Exchange Interest Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank Exchange Interest Plus Checking?

The customer support email for Exchange Bank Exchange Interest Plus Checking is servicing@exch.bank.

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Message From Exchange Bank Exchange Interest Plus Checking

We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.
All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. We look forward to seeing you at one of our five convenient branch locations. We want to build a relationship that lasts a lifetime. Check out our Exchange Interest Plus Checking Account!

Other Checking Accounts by Exchange Bank of Milledgeville

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $5,000
Monthly Fee $10
(Verified 07/15/2022)
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
Account Features
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Debit Card Lock/Unlock
  • Debit Card
  • Member FDIC

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