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Last Updated: 01/21/2026

Exchange Bank Exchange Interest Plus Checking

from Exchange Bank of Milledgeville

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$10(Verified 01/21/2026)

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Exchange Bank Exchange Interest Plus Checking Review

The Exchange Bank Exchange Interest Plus Checking is offered by Exchange Bank of Milledgeville, a bank founded in 1903 and based in Milledgeville, GA. Exchange Bank Exchange Interest Plus Checking is available in 1 state.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of $10.
Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.

Exchange Bank Exchange Interest Plus Checking Pros & Cons

Pros

Cons

Debit card and the option to lock/unlock the card if lost or stolen

No signup bonus.
Does not earn interest.
Does not provide access to a nationwide ATM network.
Only available in one state.
Monthly service charge .

Exchange Bank Exchange Interest Plus Checking FAQ

Are checking accounts from Exchange Bank of Milledgeville federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #160). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Exchange Interest Plus Checking offer?

Exchange Bank of Milledgeville does not provide interest rate information until a customer applies for a new account.

What are the account minimums for Exchange Bank Exchange Interest Plus Checking?

Exchange Bank Exchange Interest Plus Checking requires a minimum initial deposit of $5,000.

Exchange Bank Exchange Interest Plus Checking Minimums

Description

Minimum Opening Deposit

Starting at $5,000

What fees does Exchange Bank Exchange Interest Plus Checking charge?

This account charges a monthly maintenance fee each statement cycle of $10.

Exchange Bank Exchange Interest Plus Checking Fees

Description

Monthly Service Fee

$10

ATM Fee: In-Network

Starting at $0

Online Bill Pay Fee

Starting at $0

What features and perks does Exchange Bank Exchange Interest Plus Checking offer?

This account includes the following features:

Mobile Banking Services - Exchange Bank Exchange Interest Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.

What is the customer support email for Exchange Bank Exchange Interest Plus Checking?

The customer support email for Exchange Bank Exchange Interest Plus Checking is servicing@exch.bank.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Exchange Bank Exchange Interest Plus Checking

We have built a strong reputation as an outstanding, full-service Community Bank with an experienced staff offering expertise in every area from deposit accounts to lending solutions.
All our Checking Accounts include the convenience of Internet Banking, Mobile Banking, Online Bill Pay & E-statements. We are constantly looking at ways to make our customer’s lives easier through new technology and exceptional customer service. Our experienced Customer Service Representatives are available to spend quality time with you to be sure you select the options that best meet your financial needs. We look forward to seeing you at one of our five convenient branch locations. We want to build a relationship that lasts a lifetime. Check out our Exchange Interest Plus Checking Account!

Contact

Headquarters

250 W. Hancock Street

Milledgeville, GA 31061

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

Up to $6.95

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $7.95

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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Monthly Service Fee

$5 - $6

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Bonus Offer

N/A

Cashback Rewards

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APY (Annual Percentage Yield)

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.