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  FB&T Interest Checking

FB&T Interest Checking

in Checking Accounts from FB&T · fdic

Unaffiliated

FB&T Interest Checking

Unaffiliated

in Checking Accounts from FB&T · Member FDIC

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Highlights
Monthly Fee $0 - $10
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $1,500
APY (Annual Percentage Yield) 0.05%

FB&T Interest Checking Review

FB&T Interest Checking is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Interest Checking is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. FB&T Interest Checking has an annual percentage yield of up to .05%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
  • Bill pay. Pay your bills to practically anyone in the United States through FB&T.
FB&T Interest Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
FB&T Interest Checking FAQ

Are checking accounts from FB&T federally insured?

Yes, your FB&T checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does FB&T Interest Checking offer?

FB&T Interest Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

FB&T Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for FB&T Interest Checking?

FB&T Interest Checking Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does FB&T Interest Checking charge?

This account charges a monthly service fee of up to $10.

FB&T Interest Checking Fees
Description
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0
Paper Statement Fee $0

Does FB&T Interest Checking charge overdraft fees?

What features and perks does FB&T Interest Checking offer?

This account includes the following features:

  • Fraud monitoring - FB&T Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FB&T Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From FB&T Interest Checking

Customized Checking, Choose The One That's Right For You! Interest Checking Account, Earn interest and receive a FREE paper statement.

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,500
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Monthly Fee $0 - $10
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05%

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