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  FB&T Interest Checking

FB&T Interest Checking

in Checking Accounts from FB&T · Member fdic

Unaffiliated

FB&T Interest Checking

Unaffiliated

in Checking Accounts from FB&T · Member FDIC

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Highlights
Monthly Fee $0 - $10
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $1,500
APY (Annual Percentage Yield) 0.05%

FB&T Interest Checking Review

FB&T Interest Checking is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Interest Checking is available in 1 state across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .05%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
  • Free bill pay. Pay your bills to practically anyone in the United States through FB&T.
  • Hard credit pull. FB&T may require a hard pull on your credit report to open a checking account.
FB&T Interest Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
FB&T Interest Checking FAQ

Are checking accounts from FB&T federally insured?

Yes, your FB&T checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does FB&T Interest Checking offer?

FB&T Interest Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

FB&T Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for FB&T Interest Checking?

FB&T Interest Checking Account Minimums
Description Amount
Minimum Opening Deposit $
Minimum Balance to Avoid Monthly Fee $1,500

What fees does FB&T Interest Checking charge?

This account charges a monthly maintenance fee of up to $10.

FB&T Interest Checking Fees
Description
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0
Paper Statement Fee $0

What features and perks does FB&T Interest Checking offer?

This account includes the following features:

  • Fraud monitoring - FB&T Interest Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FB&T Interest Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $1,500
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Monthly Fee $0 - $10
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05%

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