FB&T Interest Checking
FB&T Interest Checking
in Checking Accounts from FB&T · fdic

FB&T Interest Checking

in Checking Accounts from FB&T · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Discover Cashback Debit Checking Account
Discover Cashback Debit Checking Account 10 reviews
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05%
Monthly Fee $0 - $10
Minimum Balance to Avoid Monthly Fee Starting at $1,500

FB&T Interest Checking Review

FB&T Interest Checking is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Interest Checking is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. FB&T Interest Checking has an annual percentage yield of up to .05%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10, but the fee is waived if you keep a minimum balance of $1,500.
  • Bill pay. Pay your bills to practically anyone in the United States through FB&T.
FB&T Interest Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
FB&T Interest Checking FAQ

Are checking accounts from FB&T federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does FB&T Interest Checking offer?

FB&T Interest Checking Rates & Terms
APY (Annual Percentage Yield) 0.05%

FB&T Interest Checking offers an APY of .05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for FB&T Interest Checking?

FB&T Interest Checking Minimums
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does FB&T Interest Checking charge?

This account charges a monthly service fee of up to $10.

FB&T Interest Checking Fees
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $10
Online Bill Pay Fee $0
Paper Statement Fee $0

What features and perks does FB&T Interest Checking offer?

This account includes the following features:

  • Fraud monitoring - FB&T Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FB&T Interest Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From FB&T

Customized Checking, Choose The One That's Right For You! Interest Checking Account, Earn interest and receive a FREE paper statement.


  Available in 1 state
Availabile in all of Oklahoma

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $1,500
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Monthly Fee $0 - $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05%

Be the first to rate


Would you recommend FB&T Interest Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

FB&T Checking Accounts