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  FB&T Rewards Checking
FB&T Rewards Checking
in Checking Accounts from FB&T · Member FDIC
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FB&T Rewards Checking

Unaffiliated
in Checking Accounts from FB&T · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.05%
(Verified 08/04/2023)
Monthly Fee $0 - $7
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $1,500

FB&T Rewards Checking Review

FB&T Rewards Checking is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Rewards Checking is available in 1 state across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.05%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $7, but the fee is waived if you keep a minimum balance of $1,500.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through FB&T.

FB&T Rewards Checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.

FB&T Rewards Checking FAQ

Are checking accounts from FB&T federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13946). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does FB&T Rewards Checking offer?

FB&T Rewards Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

FB&T Rewards Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for FB&T Rewards Checking?

FB&T Rewards Checking does not require a minimum initial deposit.

FB&T Rewards Checking Minimums
Description
Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $1,500

What fees does FB&T Rewards Checking charge?

This account charges a monthly service fee of up to $7.

FB&T Rewards Checking Fees
Description
Monthly Fee $0 - $7
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $4
Bank Teller Fee $0
Paper Statement Fee $2.50
Online Bill Pay Fee $0
Check Cashing Fee $0

What features and perks does FB&T Rewards Checking offer?

This account includes the following features:

  • Fraud monitoring - FB&T Rewards Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FB&T Rewards Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From FB&T Rewards Checking

Choose The One That's Right For You! Rewards Checking, ATM Fee Refunds up to $4, $2 Reward for > 50 debit card purchases, $10 Reward for new FB&T Loan.

Other Checking Accounts by FB&T

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Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $1,500
Monthly Fee $0 - $7
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $4
Bank Teller Fee $0
Paper Statement Fee $2.50
Online Bill Pay Fee $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.05%
(Verified 08/04/2023)

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