FB&T Rewards Checking Review
FB&T Rewards Checking is offered by FB&T,
founded in 1934 and based in Perry, OK.
FB&T Rewards Checking is available in
1 state across the USA.
- Higher than average APY. FB&T Rewards Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
- Charges a monthly fee. This account charges a monthly service fee of up to $7, but the fee is waived if you keep a minimum balance of $1,500.
- No minimum initial deposit. There is no minimum balance required to open an account.
FB&T Rewards Checking Pros & Cons
- Interest-yielding account.
- No signup bonus.
- Does not offer mobile check deposits.
- Does not provide access to a nationwide ATM network.
- Does not come with a debit card
- Not FDIC-insured.
- Only available in one state.
- Monthly service charge.
FB&T Rewards Checking FAQ
Are checking accounts from FB&T federally insured?
No, your FB&T checking accounts are not insured by a federal insurance agency. This means that if FB&T were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does FB&T Rewards Checking offer?
FB&T Rewards Checking Rates & Terms
|APY (Annual Percentage Yield)
FB&T Rewards Checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for FB&T Rewards Checking?
FB&T Rewards Checking does not require a minimum initial deposit.
FB&T Rewards Checking Minimums
|Minimum Opening Deposit
|Minimum Balance to Avoid Monthly Fee
||Starting at $1,500
What fees does FB&T Rewards Checking charge?
This account charges a monthly service fee of up to $7.
FB&T Rewards Checking Fees
|ATM Fee: In-Network
|ATM Reimbursement Monthly Limit
|Bank Teller Fee
|Check Cashing Fee
||$0 - $7
|Online Bill Pay Fee
|Paper Statement Fee
What features and perks does FB&T Rewards Checking offer?
This account includes the following features:
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