Fifth Third Essential Checking
in
Checking Accounts from Fifth Third Bank
· Member FDIC
Unaffiliated
Fifth Third Essential Checking
Explore a similar product
Try this top product in Checking Accounts.
U.S. Bank Smartly™ Checking
10 reviews
| Community Rating | Mostly recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.01% (Verified 07/26/2022) |
| Monthly Fee | $0 - $11 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 10 |
Fifth Third Essential Checking Review
Fifth Third Essential Checking is offered by Fifth Third Bank, a bank founded in 1858 and based in Cincinnati, OH. Fifth Third Essential Checking are available in 10 states across the USA.
Key Takeaways
- Bonus offer. Open a new account and you can get
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $11.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Fifth Third Essential Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2.75 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States through Fifth Third Bank.
Fifth Third Essential checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
Fifth Third Essential checking FAQ
Are checking accounts from Fifth Third Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Fifth Third Essential checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Fifth Third Essential checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Fifth Third Essential checking?
Fifth Third Essential checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $1,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $500 |
What fees does Fifth Third Essential checking charge?
This account charges a monthly service fee of up to $11.
| Description | |
|---|---|
| Monthly Fee | $0 - $11 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $2.75 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $37 |
| Overdraft Item Fee | $37 |
| Overdraft Protection Fee (per transfer) | $12 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $33 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $85 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Copy | $5 |
| Check Image Service | $2 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Fifth Third Essential checking charge overdraft fees?
Yes, Fifth Third Essential checking charges a $37 fee for every overdraft. You can get overdraft protection at a cost of $12 per transaction.What features and perks does Fifth Third Essential checking offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Fifth Third Essential checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Fifth Third Essential checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Fifth Third Essential checking?
The customer support email for Fifth Third Essential checking is info@53.com.
How do people rate the customer service and user experience of Fifth Third Essential checking?
Overall, Fifth Third Essential checking is mostly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
38 Fountain Square Plaza
Cincinnati, OH 45263 USA - (866) 671-5353
- Visit Site
- Email Support
Other Services by Fifth Third Bank
Availability
Available in 10 states
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Michigan
- North Carolina
- Ohio
- Tennessee
- West Virginia
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Combined Balance to Avoid Monthly Fee | $1,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $500 |
Fifth Third Essential Checking Community Reviews
Would you recommend Fifth Third Essential Checking to your friends?
sorted by
Other Checking Accounts
Browse Checking Accounts
- Alaska USA FCU Convenience Checking
- Alliant CU High Interest Checking
- Bank of America Advantage Relationship Banking®
- Capital Bank Capital Gold Checking Account
- Chase Bank College Checking Account
- Citizens Bank Platinum Checking
- Community 1st CU Second Chance Checking Account
- Community First Bank Senior Now Checking Account
- First Bank and Trust First Class Club Checking
- Huntington 5 Checking Account
- TCF Free Student Checking
- The Citizens National Bank Interest Checking
