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  First Bank & Trust Co. First Freedom Checking

First Bank & Trust Co. First Freedom Checking

in Checking Accounts from First Bank & Trust Co. · Member fdic

Unaffiliated

First Bank & Trust Co. First Freedom Checking

Unaffiliated

in Checking Accounts from First Bank & Trust Co. · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

First Bank & Trust Co. First Freedom Checking Review

First Bank & Trust Co. First Freedom Checking is offered by First Bank & Trust Co., a bank founded in 1988 and based in Ardmore, OK. First Bank & Trust Co. First Freedom Checking is available in 1 state across the USA.

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Bank & Trust Co..
  • Hard credit pull. First Bank & Trust Co. may require a hard pull on your credit report to open a checking account.
First Bank & Trust Co. First Freedom Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a higher than average fee on out-of-network ATM transactions.
First Bank & Trust Co. First Freedom Checking FAQ

Are checking accounts from First Bank & Trust Co. federally insured?

Yes, your First Bank & Trust Co. checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #27394). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank & Trust Co. First Freedom Checking offer?

First Bank & Trust Co. First Freedom Checking is not an interest bearing account.

What are the account minimums for First Bank & Trust Co. First Freedom Checking?

First Bank & Trust Co. First Freedom Checking requires a minimum initial deposit of $100 to open an account.

First Bank & Trust Co. First Freedom Checking Account Minimums
Description Amount
Minimum Opening Deposit $100

What fees does First Bank & Trust Co. First Freedom Checking charge?

The good news is that this account does not have a monthly service charge.

First Bank & Trust Co. First Freedom Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0.25
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $0
NSF Fee $27
Online Bill Pay Fee $0
Overdraft Item Fee $27
Returned Deposit Fee (Domestic) $5
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2

What features and perks does First Bank & Trust Co. First Freedom Checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank & Trust Co. First Freedom Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank & Trust Co. First Freedom Checking allows you to manage your money online.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $0.25
Monthly Fee $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $5
Early Account Closure $25
NSF Fee $27
Overdraft Item Fee $27
Returned Deposit Fee (Domestic) $5
Stop Payment Fee $27
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee

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