First Bank First Choice Checking Review
First Bank First Choice Checking is offered by First Bank,
founded in 1906 and based in Creve Coeur, MO.
First Bank First Choice Checking is available in
3 states across the USA.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $9.95, but the fee is waived if you keep a minimum balance of $1,500 or have a monthly direct deposit of $500.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Free bill pay. Pay your bills to practically anyone in the United States through First Bank.
- Hard credit pull. First Bank may require a hard pull on your credit report to open a checking account.
First Bank First Choice Checking Pros & Cons
- Access to physical branches.
- Free debit card
- Access to a nationwide network of ATMs.
- No charge on incoming domestic or international wire transfers.
- No signup bonus.
- Does not earn interest.
- Only available in 3 states.
- Monthly service charge (if minimums are not met).
First Bank First Choice Checking FAQ
Are checking accounts from First Bank federally insured?
Yes, your First Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Bank First Choice Checking offer?
First Bank First Choice Checking is not an interest bearing account.
What are the account minimums for First Bank First Choice Checking?
First Bank First Choice Checking requires a minimum initial deposit of $100 to open an account.
First Bank First Choice Checking Account Minimums
|Minimum Opening Deposit
|Minimum Direct Deposit to Avoid Monthly Fee
|Minimum Balance to Avoid Monthly Fee
What fees does First Bank First Choice Checking charge?
This account charges a monthly maintenance fee of up to $9.95.
First Bank First Choice Checking Fees
|Bank Teller Fee
|Check Cashing Fee
||$0 - $9.95
|Online Bill Pay Fee
What features and perks does First Bank First Choice Checking offer?
This account includes the following features:
- Fraud monitoring - First Bank First Choice Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Bank First Choice Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
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