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Last Updated: 01/21/2026

First Bank First Choice Checking

from First Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0 - $9.95(Verified 01/21/2026)

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First Bank First Choice Checking Review

The First Bank First Choice Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Choice Checking is available in 3 states.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of up to $9.95, but the fee may be waived if you keep a minimum balance of$1,500.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank First Choice Checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Only available in 3 states.

First Bank First Choice Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Choice Checking offer?

First Bank First Choice Checking is not an interest-bearing account.

What are the account minimums for First Bank First Choice Checking?

First Bank First Choice Checking requires a minimum initial deposit of $100.

First Bank First Choice Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,500

Minimum Opening Deposit

Starting at $100

What fees does First Bank First Choice Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $9.95.

First Bank First Choice Checking Fees

Description

Monthly Service Fee

$0 - $9.95

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

What features and perks does First Bank First Choice Checking offer?

This account includes the following features:

Fraud monitoring - First Bank First Choice Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank First Choice Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Bank First Choice Checking

Most people focus hard on their finances. But you know what's also valuable? Your time. With First Choice Checking, you can save hours every week by managing money online or with your smartphone. Early morning or midnight, at work or on the go, you can get it all done whenever you have a minute or two to spare.

First Choice Checking, Make it work the way you want it to. Save time with digital banking. Get cash from thousands of ATMs. Cut expenses with low fees. It's not just a checking account. It's a lifestyle choice. Make things easier on yourself with low fees and a long menu of 24/7 banking services.

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.