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  First Bank First Plus Checking
First Bank First Plus Checking
in Checking Accounts from First Bank · Member FDIC
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First Bank First Plus Checking

Unaffiliated
in Checking Accounts from First Bank · Member FDIC
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $11.95
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

First Bank First Plus Checking Review

First Bank First Plus Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Plus Checking is available in 3 states across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only .01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $11.95.
  • $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank First Plus Checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Only available in 3 states.
  • Monthly service charge.

First Bank First Plus Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Plus Checking offer?

First Bank First Plus Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

First Bank First Plus Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank First Plus Checking?

First Bank First Plus Checking requires a minimum initial deposit of $100 to open an account.

First Bank First Plus Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Combined Balance to Avoid Monthly Fee $20,000

What fees does First Bank First Plus Checking charge?

This account charges a monthly maintenance fee of up to $11.95.

First Bank First Plus Checking Fees
Description
Monthly Maintenance Fee $0 - $11.95
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0

What features and perks does First Bank First Plus Checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank First Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank First Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From First Bank First Plus Checking

The new dynamic duo - added convenience and extra value. With two balance tiers, this premium account can power up your earnings potential. These days, it's all about multi-tasking. First Plus Checking is a prime example. It starts with free eBanking and all the other time-saving features of a 21st-century checking account. And then it puts money back in your pocket by paying interest like a savings account. The bottom line is a 2-for-1 deal that you don't want to pass up.

First Plus Checking, Earn interest on deposits. Cash in on higher balances. Pay no fees at any ATM.

Other Checking Accounts by First Bank

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Availability

  Available in 3 states
  • California
  • Illinois
  • Missouri

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Combined Balance to Avoid Monthly Fee $20,000
Monthly Maintenance Fee $0 - $11.95
(Verified 08/04/2023)
ATM Fee: In-Network $0
Bank Teller Fee $0
Online Bill Pay Fee $0
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.01%
(Verified 08/04/2023)

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