First Bank First Plus Checking

First Bank First Plus Checking Review

First Bank First Plus Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Plus Checking is available in 3 states across the USA.

Key Takeaways

• Low APY. The maximum annual percentage yield for this account is only .01%.
• Charges a monthly fee. This account charges a monthly service fee of up to $11.95.
• $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank First Plus Checking Pros & Cons

First Bank First Plus Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Plus Checking offer?

First Bank First Plus Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank First Plus Checking?

First Bank First Plus Checking requires a minimum initial deposit of $100 to open an account.

What fees does First Bank First Plus Checking charge?

This account charges a monthly maintenance fee of up to $11.95.

What features and perks does First Bank First Plus Checking offer?

This account includes the following features:

• Fraud monitoring - First Bank First Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Bank First Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.