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Last Updated: 01/21/2026

First Bank First Plus Checking

from First Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

.01%(Verified 06/21/2024)

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Monthly Service Fee

$0 - $11.95(Verified 01/21/2026)

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First Bank First Plus Checking Review

The First Bank First Plus Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Plus Checking is available in 3 states.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only .01% .
Charges a monthly fee. This account charges a monthly fee of up to $11.95.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Bank mobile or online banking.

First Bank First Plus Checking Pros & Cons

Pros

Cons

Interest-yielding account.
Access to physical branches.
Debit card
Access to a nationwide network of ATMs.

No signup bonus.
Only available in 3 states.

First Bank First Plus Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Plus Checking offer?

First Bank First Plus Checking Rates & Terms

Description

APY (Annual Percentage Yield)

0.01%

First Bank First Plus Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank First Plus Checking?

First Bank First Plus Checking requires a minimum initial deposit of $100.

First Bank First Plus Checking Minimums

Description

Minimum Opening Deposit

Starting at $100

Minimum Average Combined Balance to Avoid Monthly Maintenance Fee

Starting at $20,000

What fees does First Bank First Plus Checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $11.95.

First Bank First Plus Checking Fees

Description

Monthly Service Fee

$0 - $11.95

ATM Fee: In-Network

Starting at $0

Bank Teller Fee

Check Cashing Fee

Online Bill Pay Fee

Starting at $0

What features and perks does First Bank First Plus Checking offer?

This account includes the following features:

Fraud monitoring - First Bank First Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - First Bank First Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from First Bank First Plus Checking

The new dynamic duo - added convenience and extra value. With two balance tiers, this premium account can power up your earnings potential. These days, it's all about multi-tasking. First Plus Checking is a prime example. It starts with free eBanking and all the other time-saving features of a 21st-century checking account. And then it puts money back in your pocket by paying interest like a savings account. The bottom line is a 2-for-1 deal that you don't want to pass up.

First Plus Checking, Earn interest on deposits. Cash in on higher balances. Pay no fees at any ATM.

Contact

Headquarters

11901 Olive Blvd

Creve Coeur, MO 63141

Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 2:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.