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  First Bank First Plus Checking

First Bank First Plus Checking

in Checking Accounts from First Bank · Member fdic

Unaffiliated

First Bank First Plus Checking

Unaffiliated

in Checking Accounts from First Bank · Member FDIC

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Highlights
Monthly Fee $0 - $11.95
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01%

First Bank First Plus Checking Review

First Bank First Plus Checking is offered by First Bank, a bank founded in 1906 and based in Creve Coeur, MO. First Bank First Plus Checking is available in 3 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .01%.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $11.95.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through First Bank.
  • Hard credit pull. First Bank may require a hard pull on your credit report to open a checking account.
First Bank First Plus Checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 3 states.
  • Monthly service charge.
First Bank First Plus Checking FAQ

Are checking accounts from First Bank federally insured?

Yes, your First Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #12229). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Bank First Plus Checking offer?

First Bank First Plus Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

First Bank First Plus Checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Bank First Plus Checking?

First Bank First Plus Checking requires a minimum initial deposit of $100 to open an account.

First Bank First Plus Checking Account Minimums
Description Amount
Minimum Opening Deposit $100
Minimum Combined Balance to Avoid Monthly Fee $20,000

What fees does First Bank First Plus Checking charge?

This account charges a monthly maintenance fee of up to $11.95.

First Bank First Plus Checking Fees
Description
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $11.95
Online Bill Pay Fee $0

What features and perks does First Bank First Plus Checking offer?

This account includes the following features:

  • Fraud monitoring - First Bank First Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Bank First Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 3 states
  • California
  • Illinois
  • Missouri

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $20,000
Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $11.95
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01%

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