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Last Updated: 01/21/2026

First County FCU Checking Account

from First County Federal Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Maintenance Fee

$0(Verified 01/21/2026)

First County FCU Checking Account Review

The First County FCU Checking Account is offered by First County Federal Credit Union, a credit union founded in 1961 and based in Muncie, IN. First County FCU Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

First County FCU Checking Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Insured by NCUA.
Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.

First County FCU Checking Account FAQ

Are checking accounts from First County Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does First County FCU Checking Account offer?

First County FCU Checking Account is not an interest-bearing account.

What are the account minimums for First County FCU Checking Account?

First County FCU Checking Account does not require a minimum initial deposit.

First County FCU Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Opening Deposit

$0.00

What fees does First County FCU Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

First County FCU Checking Account Fees

Description

Monthly Maintenance Fee

$0.00

What features and perks does First County FCU Checking Account offer?

This account includes the following features:

Mobile Banking Services - First County FCU Checking Account allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First County FCU Checking Account?

The customer support email for First County FCU Checking Account is fcfcu@firstcountyfcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1100 W 11th St

Muncie, IN 47302

(765) 284-3471

Visit Site

Email Support

Hours of Operation

SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday9:00AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 6:00PMSaturdayClosed

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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