First Exchange Bank First Essential Checking
Not enough votes for recommendation
Would you recommend First Exchange Bank First Essential Checking to your friends?
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | N/A |
| Monthly Maintenance Fee |
$0 (Verified 08/04/2023) |
| Minimum Balance to Avoid Monthly Fee | $0 |
First Exchange Bank First Essential Checking Review
First Exchange Bank First Essential Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank First Essential Checking is available in 1 state across the USA.
Key Takeaways
- $0 monthly fee. This account does not charge any monthly account fees.
- Up to $15 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Exchange Bank mobile or online banking.
First Exchange Bank First Essential Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
First Exchange Bank First Essential Checking FAQ
Are checking accounts from First Exchange Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Exchange Bank First Essential Checking offer?
First Exchange Bank First Essential Checking is not an interest bearing account.What are the account minimums for First Exchange Bank First Essential Checking?
First Exchange Bank First Essential Checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
What fees does First Exchange Bank First Essential Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $15 |
| Paper Statement Fee | $2 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $5 |
What features and perks does First Exchange Bank First Essential Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
- Fraud monitoring - First Exchange Bank First Essential Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Exchange Bank First Essential Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for First Exchange Bank First Essential Checking?
The customer support email for First Exchange Bank First Essential Checking is depositservices@firstexchangebank.com.
Message From First Exchange Bank First Essential Checking
Contact
- Headquarters
-
1 Heritage Way
White Hall, WV 26554 USA - (304) 534-7200
- Visit Site
- Email Support
Other Services by First Exchange Bank
Other Checking Accounts by First Exchange Bank
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $0 |
Be the first to rate
Would you recommend First Exchange Bank First Essential Checking to your friends?
Other Checking Accounts
- Alaska USA FCU Convenience Checking
- Exchange Bank Basic Checking
- First Security Bank of Bozeman Totally Free Checking
- Lisbon Community FCU On The Move Checking Account
- Metro City Bank Senior Checking Account
- New Orleans Fireman's CU Checking Accounts
- Northern Indiana FCU Standard Checking Account
- Resource One CU Empower Checking Account
- STCU Checking Accounts
- TD Convenience Checking
- TruStone Financial CU TruRate Checking Account
- Ventura County Checking Accounts
