
First Exchange Bank First Plus Checking
in Checking Accounts from First Exchange Bank · Member fdic
UnaffiliatedFirst Exchange Bank First Plus Checking
in Checking Accounts from First Exchange Bank · Member FDIC
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Monthly Fee | $0 - $10 |
ATM Fee: Out-of-Network | N/A |
Minimum Balance to Avoid Monthly Fee | N/A |
APY (Annual Percentage Yield) | N/A |
First Exchange Bank First Plus Checking Review
First Exchange Bank First Plus Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank First Plus Checking is available in 1 state across the USA.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $10.
- $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Up to $25 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through First Exchange Bank.
- Hard credit pull. First Exchange Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from First Exchange Bank federally insured?
Yes, your First Exchange Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Exchange Bank First Plus Checking offer?
First Exchange Bank does not provide interest rate information until you apply for a new account.What are the account minimums for First Exchange Bank First Plus Checking?
First Exchange Bank First Plus Checking requires a minimum initial deposit of $50 to open an account.
Description | Amount |
---|---|
Minimum Initial Deposit | $50 |
APY Minimum Balance | $1,000 |
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Direct Deposit to Avoid Monthly Fee | $500 |
What fees does First Exchange Bank First Plus Checking charge?
This account charges a monthly maintenance fee of up to $10.
Description | |
---|---|
Monthly Fee | $0 - $10 |
Paper Statement Fee | $0 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | N/A |
NSF Fee | N/A |
Overdraft Protection Fee (per transfer) | N/A |
Overdraft Item Fee | N/A |
Early Account Closure | N/A |
Returned Deposit Fee (Domestic) | N/A |
Debit Card Replacement Fee | $5 |
Bank Teller Fee | N/A |
Check Cashing Fee | N/A |
Online Bill Pay Fee | $0 |
Stop Payment Fee | N/A |
Check Image Service | N/A |
Check Copy | N/A |
Foreign Transaction Fee (Debit Card) | N/A |
Wire Transfer Fee - Domestic (Outgoing) | N/A |
Wire Transfer Fee - International (Outgoing) | N/A |
Wire Transfer Fee - International (Incoming) | N/A |
Returned Deposit Fee (International) | N/A |
Wire Transfer Fee - Domestic (Incoming) | N/A |
ATM Reimbursement Monthly Limit | $25 |
What features and perks does First Exchange Bank First Plus Checking offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $25.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - First Exchange Bank First Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Exchange Bank First Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Contact
- Headquarters
-
1 Heritage Way
White Hall, WV 26554 - (304) 534-7200
- Visit Site
Other Services by First Exchange Bank

Availability
Feature Breakdown
APY Minimum Balance | $1,000 |
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Direct Deposit to Avoid Monthly Fee | $500 |
Minimum Initial Deposit | $50 |
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