
First Exchange Bank First Plus Checking
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Cashback Rewards | N/A |
APY (Annual Percentage Yield) |
0.00% - 0.10% (Verified 07/18/2022) |
Monthly Fee | $0 - $10 |
Minimum Balance to Avoid Monthly Fee | N/A |
First Exchange Bank First Plus Checking Review
First Exchange Bank First Plus Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank First Plus Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.10%.
- Charges a monthly fee. This account charges a monthly service fee of up to $10.
- Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through First Exchange Bank.
First Exchange Bank First Plus Checking Pros & Cons
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First Exchange Bank First Plus Checking FAQ
Are checking accounts from First Exchange Bank federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does First Exchange Bank First Plus Checking offer?
First Exchange Bank First Plus Checking offers an APY starting at 0.00% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.
Rates | Amount |
---|---|
APY (Annual Percentage Yield) | 0.00% - 0.10% |
What are the account minimums for First Exchange Bank First Plus Checking?
First Exchange Bank First Plus Checking requires a minimum initial deposit of $50 to open an account.
Description | |
---|---|
Minimum Opening Deposit | Starting at $50 |
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $500 |
Minimum Balance to Earn APY | $1,000 |
What fees does First Exchange Bank First Plus Checking charge?
This account charges a monthly service fee of up to $10.
Description | |
---|---|
Monthly Fee | $0 - $10 |
ATM Fee: In-Network | $0 |
ATM Fee: Out-of-Network | $25 |
ATM Reimbursement Monthly Limit | $25 |
Paper Statement Fee | $0 |
Online Bill Pay Fee | $0 |
Check Cashing Fee | $0 |
Debit Card Replacement Fee | $5 |
What features and perks does First Exchange Bank First Plus Checking offer?
This account includes the following features:
- ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $25.
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - First Exchange Bank First Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Exchange Bank First Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for First Exchange Bank First Plus Checking?
The customer support email for First Exchange Bank First Plus Checking is depositservices@firstexchangebank.com.
Message From First Exchange Bank First Plus Checking
Contact
- Headquarters
-
1 Heritage Way
White Hall, WV 26554 USA - (304) 534-7200
- Visit Site
- Email Support
Other Services by First Exchange Bank
Availability
Feature Breakdown
Minimum Opening Deposit | Starting at $50 |
Minimum Combined Balance to Avoid Monthly Fee | $5,000 |
Minimum Direct Deposit to Avoid Monthly Fee | Starting at $500 |
Minimum Balance to Earn APY | $1,000 |
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