First Exchange Bank First Plus Checking

First Exchange Bank First Plus Checking Review

First Exchange Bank First Plus Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank First Plus Checking are available in 1 state across the USA.

Key Takeaways

• Low APY. The maximum annual percentage yield for this account is only 0.10%.
• Charges a monthly fee. This account charges a monthly service fee of up to $10.
• Up to $25 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through First Exchange Bank.

First Exchange Bank First Plus Checking Pros & Cons

First Exchange Bank First Plus Checking FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank First Plus Checking offer?

First Exchange Bank First Plus Checking offers an APY starting at 0.00% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep an average beginning day balance of at least $1000.

What are the account minimums for First Exchange Bank First Plus Checking?

First Exchange Bank First Plus Checking requires a minimum initial deposit of $50 to open an account.

What fees does First Exchange Bank First Plus Checking charge?

This account charges a monthly service fee of up to $10.

What features and perks does First Exchange Bank First Plus Checking offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $25.
• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - First Exchange Bank First Plus Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Exchange Bank First Plus Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank First Plus Checking?

The customer support email for First Exchange Bank First Plus Checking is depositservices@firstexchangebank.com.