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Checking Accounts
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Last Updated: 01/21/2026

First Exchange Bank First Student Checking

in Checking Accounts from First Exchange Bank

Last Updated: 01/21/2026

First Exchange Bank First Student Checking logo
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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)
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First Exchange Bank First Student Checking Review

The First Exchange Bank First Student Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank First Student Checking is available in 1 state.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Exchange Bank mobile or online banking.

First Exchange Bank First Student Checking Pros & Cons

First Exchange Bank First Student Checking FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank First Student Checking offer?

First Exchange Bank First Student Checking is not an interest-bearing account.

What are the account minimums for First Exchange Bank First Student Checking?

First Exchange Bank First Student Checking requires a minimum initial deposit of $50.

What fees does First Exchange Bank First Student Checking charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does First Exchange Bank First Student Checking offer?

This account includes the following features:
  • ATM rebates - This account will reimburse you for domestic ATM fees .
  • Fraud monitoring - First Exchange Bank First Student Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Exchange Bank First Student Checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank First Student Checking?

The customer support email for First Exchange Bank First Student Checking is depositservices@firstexchangebank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Exchange Bank First Student Checking logo

Message from First Exchange Bank First Student Checking

We pride ourselves in providing our customers with accounts designed to delight. Whether you are looking for a simple, FREE checking account, or you want all the bells and whistles, we have you covered. Looking for a youth or teen checking account? Our firstStudent Checking Account is ideal for high school and college students because it gives your teen the ability to manage your money on the go. Pair it with our online and mobile banking products, and your finances are at your fingertips 24/7. Deposit checks, transfer funds, and view your accounts from anywhere—all for FREE!

A First Student checking account is a great way for the high school and college the students in your life to learn basic personal finance skills like balancing and maintaining a checkbook while they budget their finances. First Exchange Bank has been helping West Virginia students and their families reach their financial goals since 1932. Over the years, we’ve made a conscious decision to remain independent and to assist in the communities we serve. To open a youth checking account with First Exchange Bank, visit one of our six offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.

Contact

Headquarters

1 Heritage Way
White Hall, WV 26554
Visit Site
Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 12:00PM

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