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Checking Accounts
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Last Updated: 01/21/2026

First Exchange Bank Take 2 Checking

in Checking Accounts from First Exchange Bank

Last Updated: 01/21/2026

First Exchange Bank Take 2 Checking logo
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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$8.95(Verified 01/21/2026)
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First Exchange Bank Take 2 Checking Review

The First Exchange Bank Take 2 Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Take 2 Checking is available in 1 state.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of $8.95.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in First Exchange Bank mobile or online banking.

First Exchange Bank Take 2 Checking Pros & Cons

First Exchange Bank Take 2 Checking FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank Take 2 Checking offer?

First Exchange Bank Take 2 Checking is not an interest-bearing account.

What are the account minimums for First Exchange Bank Take 2 Checking?

First Exchange Bank Take 2 Checking requires a minimum initial deposit of $50.

What fees does First Exchange Bank Take 2 Checking charge?

This account charges a monthly maintenance fee each statement cycle of $8.95.

What features and perks does First Exchange Bank Take 2 Checking offer?

This account includes the following features:
  • ATM rebates - This account will reimburse you for domestic ATM fees .
  • Fraud monitoring - First Exchange Bank Take 2 Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Exchange Bank Take 2 Checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank Take 2 Checking?

The customer support email for First Exchange Bank Take 2 Checking is depositservices@firstexchangebank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

First Exchange Bank Take 2 Checking logo

Message from First Exchange Bank Take 2 Checking

We pride ourselves in providing our customers with accounts designed to delight. Whether you are looking for a simple, FREE checking account, or you want all the bells and whistles, we have you covered. Close the curtain on the past and start the cameras rolling again with a Take 2 checking account from First Exchange Bank. As a community bank, we are dedicated to meeting the needs of everyone in the communities we serve. That’s why we are proud to offer this second chance checking option for our community members. If you've been reported to ChexSystems* and are having trouble opening a checking account at other financial institutions, we can help.

Let us help you get rolling again with a second chance checking account A fresh start with our Take 2 checking account is a great way to rebuild your banking relationships and get back on your financial feet. At First Exchange Bank, we’ve been helping West Virginians reach their financial goals since 1932. To open a Take 2 limited credit checking account with First Exchange Bank, visit one of our six offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.

Contact

Headquarters

1 Heritage Way
White Hall, WV 26554
Visit Site
Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 12:00PM

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