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  First Exchange Bank Take 2 Checking

First Exchange Bank Take 2 Checking

in Checking Accounts from First Exchange Bank · fdic

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First Exchange Bank Take 2 Checking

Unaffiliated

in Checking Accounts from First Exchange Bank · Member FDIC

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Highlights
Monthly Fee $8.95
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) N/A

First Exchange Bank Take 2 Checking Review

First Exchange Bank Take 2 Checking is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Take 2 Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $8.95.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through First Exchange Bank.
First Exchange Bank Take 2 Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
First Exchange Bank Take 2 Checking FAQ

Are checking accounts from First Exchange Bank federally insured?

Yes, your First Exchange Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Exchange Bank Take 2 Checking offer?

First Exchange Bank Take 2 Checking is not an interest bearing account.

What are the account minimums for First Exchange Bank Take 2 Checking?

First Exchange Bank Take 2 Checking requires a minimum initial deposit of $50 to open an account.

First Exchange Bank Take 2 Checking Minimums
Description
Minimum Opening Deposit Starting at $50

What fees does First Exchange Bank Take 2 Checking charge?

This account charges a monthly service fee of $8.95.

First Exchange Bank Take 2 Checking Fees
Description
Monthly Fee $8.95
Online Bill Pay Fee $0
Paper Statement Fee $0

Does First Exchange Bank Take 2 Checking charge overdraft fees?

What features and perks does First Exchange Bank Take 2 Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - First Exchange Bank Take 2 Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Exchange Bank Take 2 Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for First Exchange Bank Take 2 Checking?

The customer support email for First Exchange Bank Take 2 Checking is depositservices@firstexchangebank.com.

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Message From First Exchange Bank Take 2 Checking

We pride ourselves in providing our customers with accounts designed to delight. Whether you are looking for a simple, FREE checking account, or you want all the bells and whistles, we have you covered. Close the curtain on the past and start the cameras rolling again with a Take 2 checking account from First Exchange Bank. As a community bank, we are dedicated to meeting the needs of everyone in the communities we serve. That’s why we are proud to offer this second chance checking option for our community members. If you've been reported to ChexSystems* and are having trouble opening a checking account at other financial institutions, we can help.

Let us help you get rolling again with a second chance checking account A fresh start with our Take 2 checking account is a great way to rebuild your banking relationships and get back on your financial feet. At First Exchange Bank, we’ve been helping West Virginians reach their financial goals since 1932. To open a Take 2 limited credit checking account with First Exchange Bank, visit one of our six offices in White Hall, Mannington, Fairmont, Morgantown, Hundred, and Fairview. Our friendly employees are ready to provide excellent personal service and address all of your questions and concerns.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by First Exchange Bank

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Availability

  Available in 1 state
West Virginia
Availabile in all of West Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $50
Online Bill Pay Fee $0
Paper Statement Fee $0
Monthly Fee $8.95
Account Features
  • Member FDIC
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • ATM Reimbursement
  • Mobile Check Deposit

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