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  First Mid Bank & Trust Premier Checking

First Mid Bank & Trust Premier Checking

in Checking Accounts from First Mid Bank & Trust · fdic

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First Mid Bank & Trust Premier Checking

Unaffiliated

in Checking Accounts from First Mid Bank & Trust · Member FDIC

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Highlights
Monthly Fee $0 - $7.95
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $5,000
APY (Annual Percentage Yield) 0.01%

First Mid Bank & Trust Premier Checking Review

First Mid Bank & Trust Premier Checking is offered by First Mid Bank & Trust, a bank founded in 1934 and based in Mattoon, IL. First Mid Bank & Trust Premier Checking is available in 2 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only .01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $7.95, but the fee is waived if you keep a minimum balance of $5,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through First Mid Bank & Trust.
First Mid Bank and Trust premier checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 2 states.
  • Monthly service charge.
First Mid Bank and Trust premier checking FAQ

Are checking accounts from First Mid Bank & Trust federally insured?

Yes, your First Mid Bank & Trust checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #3705). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First Mid Bank and Trust premier checking offer?

First Mid Bank & Trust Premier Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

First Mid Bank and Trust premier checking offers an APY of .01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for First Mid Bank and Trust premier checking?

First Mid Bank and Trust premier checking requires a minimum initial deposit of $100 to open an account.

First Mid Bank & Trust Premier Checking Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does First Mid Bank and Trust premier checking charge?

This account charges a monthly service fee of up to $7.95.

First Mid Bank & Trust Premier Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $12
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0 - $7.95
Online Bill Pay Fee $0
Paper Statement Fee $0

Does First Mid Bank and Trust premier checking charge overdraft fees?

What features and perks does First Mid Bank and Trust premier checking offer?

This account includes the following features:

  • Fraud monitoring - First Mid Bank and Trust premier checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Mid Bank and Trust premier checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for First Mid Bank and Trust premier checking?

The customer support email for First Mid Bank and Trust premier checking is socialmedia@firstmid.com.

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Message From First Mid Bank & Trust Premier Checking

Be safer and spend smarter! Premier Checking is our top account offering the most benefits for your money. Plus it’s the only account that offers an Identity Theft and Fraud Assistance program.

Availability

  Available in 2 states
  • Illinois
  • Missouri

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $50,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Online Bill Pay Fee $0
Paper Statement Fee $0
ATM Reimbursement Monthly Limit $12
Monthly Fee $0 - $7.95
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01%

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