
Flagstar Bank Simply Checking
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Community Rating |
Rating not yet determined |
Cashback Rewards | N/A |
APY (Annual Percentage Yield) | 0% |
Monthly Fee | $0 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
Flagstar Bank Simply Checking Review
Flagstar Bank Simply Checking is offered by Flagstar Bank, a bank founded in 1987 and based in Troy, MI. Flagstar Bank Simply Checking is available in 5 states across the USA.
- 0% APY. As with most checking accounts, Flagstar Bank Simply Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- Bill pay. Pay your bills to practically anyone in the United States through Flagstar Bank.
Pros | Cons |
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Are checking accounts from Flagstar Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Flagstar Simply checking offer?
Flagstar Simply checking is not an interest-bearing account.
What are the account minimums for Flagstar Simply checking?
Flagstar Simply checking requires a minimum initial deposit of $50 to open an account.
Description | |
---|---|
APY Minimum Balance | $0 |
Minimum Opening Deposit | Starting at $50 |
Minimum Balance to Avoid Monthly Fee | Starting at $0 |
What fees does Flagstar Simply checking charge?
The good news is that this account does not have a monthly Service Charge.
Description | |
---|---|
ATM Fee: In-Network | $0 |
Foreign Transaction Fee (Debit Card) | 3% |
Monthly Fee | $0 |
NSF Fee | $36 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $36 |
Overdraft Protection Fee (per transfer) | $10 |
Returned Deposit Fee (Domestic) | $12 |
Stop Payment Fee | $36 |
Wire Transfer Fee - Domestic (Incoming) | $10 |
Wire Transfer Fee - Domestic (Outgoing) | $30 |
ATM Fee: Out-of-Network | $2.50 |
Does Flagstar Simply checking charge overdraft fees?
Yes, Flagstar Simply checking charges a $36 fee for every overdraft.Flagstar Simply checking offers overdraft protection at a cost of $10 per transaction.
What features and perks does Flagstar Simply checking offer?
This account includes the following features:
- Fraud monitoring - Flagstar Simply checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Flagstar Simply checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Flagstar Simply checking?
The customer support email for Flagstar Simply checking is TroyCorporateBankingCenter@Flagstar.Com.
How do people rate the customer service and user experience of Flagstar Simply checking?
Overall, Flagstar Simply checking is mostly recommended based on community reviews that rate customer service and user experience.
Message From Flagstar Bank
Contact
- Headquarters
-
5151 Corporate Dr
Troy, MI 48098 - Visit Site
- Email Support
Other Services by Flagstar Bank
Availability
- California
- Indiana
- Michigan
- Ohio
- Wisconsin
Flagstar Bank Simply Checking Community Reviews
Would you recommend Flagstar Bank Simply Checking to your friends?
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