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  Flagstar Bank Simply Checking

Flagstar Bank Simply Checking

in Checking Accounts from Flagstar Bank

Unaffiliated

Flagstar Bank Simply Checking

Unaffiliated

in Checking Accounts from Flagstar Bank

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Highlights
Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Flagstar Bank Simply Checking Review

Flagstar Bank Simply Checking is offered by Flagstar Bank, a bank founded in 1987 and based in Troy, MI. Flagstar Bank Simply Checking is available in 5 states across the USA.

Are checking accounts from Flagstar Bank federally insured?

Yes, your Flagstar Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Flagstar Bank Simply Checking offer?

Flagstar Bank Simply Checking is not an interest-bearing account.

What are the account minimums for Flagstar Bank Simply Checking?

Flagstar Bank Simply Checking requires a minimum initial deposit of $50 to open an account.

Flagstar Bank Simply Checking Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does Flagstar Bank Simply Checking charge?

The good news is that this account does not charge a monthly maintenance fee.

Flagstar Bank Simply Checking Fees
Description
Monthly Fee $0
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $36
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $36
Early Account Closure N/A
Returned Deposit Fee (Domestic) $12
Debit Card Replacement Fee N/A
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $36
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) N/A
Wire Transfer Fee - International (Incoming) N/A
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $10
ATM Reimbursement Monthly Limit N/A

What features and perks does Flagstar Bank Simply Checking offer?

This account includes the following features:

  • Fraud monitoring - Flagstar Bank Simply Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Flagstar Bank Simply Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   5151 Corporate Dr
    Troy, MI 48098
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by Flagstar Bank

Availability

  Available in 5 states
  • California
  • Indiana
  • Michigan
  • Ohio
  • Wisconsin

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $10
Returned Deposit Fee (Domestic) $12
Stop Payment Fee $36
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • Branch Access
  • Check Writing
  • Debit Card
  • FDIC Member
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee

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