SuperMoney 
  FNBO Direct Checking Account

FNBO Direct Checking Account

in Checking Accounts from First National Bank of Omaha

Unaffiliated

FNBO Direct Checking Account

Unaffiliated

in Checking Accounts from First National Bank of Omaha

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend FNBO Direct Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.65%

FNBO Direct Checking Account Review

Where is FNBO Direct Checking Account available?

First National Bank of Omaha is based in Omaha, NE. It was founded in 1857 and offers banking services in 7 states across the USA.

Is FNBO Direct Checking Account insured by the FDIC

Deposits in FNBO Direct Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does First National Bank of Omaha offer?

FNBO Direct Checking Account Rates and Terms
Rates Amount
APY 0.65%

FNBO Direct Checking Account offers an APY of 0.65% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

What are the account minimums for FNBO Direct Checking Account?

FNBO Direct Checking Account requires a minimum initial deposit of $1 to open an account.
FNBO Direct Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $1
APY Minimum Balance $0.01

What fees does FNBO Direct Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

FNBO Direct Checking Account Fees
Fees Amount
Non-Sufficient Funds $33
Overdraft Item Fee $33
Returned Deposit Fee (International) $33
Outgoing Domestic Bank Transfer Fee $15

What features and perks does FNBO Direct Checking Account offer?

This account includes the following features:

  • Fraud monitoring - FNBO Direct Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - FNBO Direct Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • Colorado
  • Illinois
  • Iowa
  • Kansas
  • Nebraska
  • South Dakota
  • Texas

Feature Breakdown

APY Minimum Balance $0.01
Minimum Initial Deposit $1
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Overdraft Protection Fee (per transfer) $0
Early Account Closure $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - International (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
NSF Fee $33
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $33
Wire Transfer Fee - Domestic (Outgoing) $15
Returned Deposit Fee (International) $33
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Fraud Monitoring
  • Fraud Protection
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.65%

Be the first to rate

 
 

Would you recommend FNBO Direct Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts

First National Bank of Omaha Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

First National Bank of Omaha

First National Bank of Omaha

 
2
 
2 total votes
Monthly Fee $0 - $15     $0 $95
Minimum Balance to Avoid Monthly Fee N/A Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
APY 0.05% - 5%     0% 5%
FNBO Direct Checking

FNBO Direct Checking

Be the first to rate

Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee $0 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $0 ATM Fee: Out-of-Network
APY 0.65% APY