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  Franklin Mint Federal Credit Union Checking Accounts
Franklin Mint Federal Credit Union Checking Accounts
in Checking Accounts from Franklin Mint Federal Credit Union · Insured by NCUA
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Franklin Mint Federal Credit Union Checking Accounts

Unaffiliated
in Checking Accounts from Franklin Mint Federal Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 0.20%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $25
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee Starting at $25,000

Franklin Mint Federal Credit Union Checking Accounts Review

Franklin Mint Federal Credit Union Checking Accounts is offered by franklin mint federal credit union, a credit union founded in 1970 and based in Chadds Ford, PA. franklin mint federal credit union is available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. Franklin Mint Federal Credit Union Checking Accounts has an annual percentage yield of up to 0.20%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $25,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

franklin mint federal credit union Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Monthly service charge.

franklin mint federal credit union FAQ

Are checking accounts from franklin mint federal credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does franklin mint federal credit union offer?

franklin mint federal credit union is not an interest bearing account.

What are the account minimums for franklin mint federal credit union?

franklin mint federal credit union does not require a minimum initial deposit.

Franklin Mint Federal Credit Union Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $25,000
Minimum Combined Balance to Avoid Monthly Fee $25,000

What fees does franklin mint federal credit union charge?

The good news is that this account does not have a monthly Service Charge.

Franklin Mint Federal Credit Union Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $25

What features and perks does franklin mint federal credit union offer?

This account includes the following features:

  • Mobile Banking Services - franklin mint federal credit union allows you to manage your money online or with a mobile app.

What is the customer support email for franklin mint federal credit union?

The customer support email for franklin mint federal credit union is fmfcu@fmfcu.org..

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $25,000
Minimum Combined Balance to Avoid Monthly Fee $25,000
Monthly Maintenance Fee $0 - $25
(Verified 08/04/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Insured by NCUA
  • Check Writing
APY (Annual Percentage Yield) Up to 0.20%
(Verified 08/04/2023)

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