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  Hancock Whitney Priority Checking
Hancock Whitney Priority Checking Unaffiliated

Hancock Whitney Priority Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.00% - 0.12%
(Verified 07/14/2022)
Monthly Fee $0 - $20
Minimum Balance to Avoid Monthly Fee Starting at $10,000

Hancock Whitney Priority Checking Review

Hancock Whitney Priority Checking is offered by Hancock Whitney Bank, founded in 1899 and based in Gulfport, MS. Hancock Whitney Priority Checking is available in 5 states across the USA.

Key Takeaways
  • Higher than average APY. Hancock Whitney Priority Checking has an annual percentage yield of up to 0.12%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $20, but the fee is waived if you keep a minimum balance of $10,000.
Hancock Whitney Priority checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 5 states.
  • Monthly service charge.
Hancock Whitney Priority checking FAQ

Are checking accounts from Hancock Whitney Bank federally insured?

No, your Hancock Whitney Bank checking accounts are not insured by a federal insurance agency. This means that if Hancock Whitney Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Hancock Whitney Priority checking offer?

Hancock Whitney Priority checking offers an APY starting at 0.00% and ranging up to 0.12% (APY stands for annual percentage yield, rates may change).

Hancock Whitney Priority checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.00% - 0.12%

What are the account minimums for Hancock Whitney Priority checking?

Hancock Whitney Priority checking requires a minimum initial deposit of $25 to open an account.

Hancock Whitney Priority Checking Minimums
Description
Minimum Balance to Earn APY $0
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $10,000

What fees does Hancock Whitney Priority checking charge?

This account charges a monthly service fee of up to $20.

Hancock Whitney Priority Checking Fees
Description
ATM Fee: In-Network $0
Early Account Closure $20
Monthly Fee $0 - $20
NSF Fee $36
Overdraft Item Fee $36
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0

Does Hancock Whitney Priority checking charge overdraft fees?

Yes, Hancock Whitney Priority checking charges a $36 fee for every overdraft.

What features and perks does Hancock Whitney Priority checking offer?

This account includes the following features:

What is the customer support email for Hancock Whitney Priority checking?

The customer support email for Hancock Whitney Priority checking is contactservicecenter@hancockwhitney.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Hancock Whitney Bank

Our straightforward checking options allow you to bank when, where and how you want. You use it to pay bills, cover everyday expenses and maintain your lifestyle. Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible. Priority Checking is an interest-bearing account with access to convenient banking channels, enhanced security feature and other priority services for more sophisticated financial needs. 

Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $10,000
ATM Fee: In-Network $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Early Account Closure $20
Monthly Fee $0 - $20
NSF Fee $36
Overdraft Item Fee $36
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • No Rollover Fee
  • Member FDIC
APY (Annual Percentage Yield) 0.00% - 0.12%
(Verified 07/14/2022)

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