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  Hancock Whitney Priority Checking

Hancock Whitney Priority Checking

in Checking Accounts from Hancock Whitney Bank · fdic

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Hancock Whitney Priority Checking

Unaffiliated

in Checking Accounts from Hancock Whitney Bank · Member FDIC

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Highlights
Monthly Fee $0 - $21
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee Starting at $10,000
APY (Annual Percentage Yield) 0.01% - 0.05%

Hancock Whitney Priority Checking Review

Hancock Whitney Priority Checking is offered by Hancock Whitney Bank, a bank founded in 1899 and based in Gulfport, MS. Hancock Whitney Priority Checking is available in 5 states across the USA.

Key Takeaways
  • Higher than average APY. Hancock Whitney Priority Checking has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $21, but the fee is waived if you keep a minimum balance of $10,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Hancock Whitney Priority Checking does not charge fees on ATM transactions.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Hancock Whitney Bank.
Hancock Whitney Priority checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in 5 states.
  • Monthly service charge.
Hancock Whitney Priority checking FAQ

Are checking accounts from Hancock Whitney Bank federally insured?

Yes, your Hancock Whitney Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Hancock Whitney Priority checking offer?

Hancock Whitney Priority checking offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

Hancock Whitney Priority checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.05%

What are the account minimums for Hancock Whitney Priority checking?

Hancock Whitney Priority checking requires a minimum initial deposit of $100 to open an account.

Hancock Whitney Priority Checking Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $10,000

What fees does Hancock Whitney Priority checking charge?

This account charges a monthly service fee of up to $21.

Hancock Whitney Priority Checking Fees
Description
Monthly Fee $0 - $21
NSF Fee $36
Overdraft Item Fee $36
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0

Does Hancock Whitney Priority checking charge overdraft fees?

Yes, Hancock Whitney Priority checking charges a $36 fee for every overdraft.

What features and perks does Hancock Whitney Priority checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - Hancock Whitney Priority checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Hancock Whitney Priority checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Hancock Whitney Priority checking?

The customer support email for Hancock Whitney Priority checking is contactservicecenter@hancockwhitney.com.

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Message From Hancock Whitney Priority Checking

Our straightforward checking options allow you to bank when, where and how you want. You use it to pay bills, cover everyday expenses and maintain your lifestyle. Having a personal checking account is one of the best ways to keep your hard-earned money safe and easily accessible. Priority Checking is an interest-bearing account with access to convenient banking channels, enhanced security feature and other priority services for more sophisticated financial needs. 

Availability

  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Texas

Feature Breakdown

APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $10,000
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Monthly Fee $0 - $21
NSF Fee $36
Overdraft Item Fee $36
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • No Rollover Fee
  • Member FDIC
APY (Annual Percentage Yield) 0.01% - 0.05%

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