HSBC Student Checking
in Checking Accounts from HSBC Bank USA · Member FDIC
Not enough votes for recommendation
Cast your vote
Would you recommend HSBC Student Checking to your friends?
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0% |
HSBC Student Checking Review
HSBC Student Checking is offered by HSBC Bank USA, a bank founded in 1865 and based in New York, NY. HSBC Student Checking is available in 50 states (and Washington, DC).
Key Takeaways
- Up to $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $500 (see terms and conditions for more details).
- 0% APY. As with most checking accounts, HSBC Student Checking does not pay interest.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through HSBC Bank USA.
HSBC Student checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
HSBC Student checking FAQ
Are checking accounts from HSBC Bank USA federally insured?
Yes, your HSBC Bank USA checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57890). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does HSBC Student checking offer?
HSBC Student checking is not an interest-bearing account.
What are the account minimums for HSBC Student checking?
HSBC Student checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does HSBC Student checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $5 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $10 |
| Overdraft Protection Fee (per transfer) | $35 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | $2.50 |
Does HSBC Student checking charge overdraft fees?
Yes, HSBC Student checking charges a $10 fee for every overdraft.HSBC Student checking offers overdraft protection at a cost of $35 per transaction.
What features and perks does HSBC Student checking offer?
This account includes the following features:
- $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $500 (see terms and conditions for more details).
- Fraud monitoring - HSBC Student checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - HSBC Student checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for HSBC Student checking?
The customer support email for HSBC Student checking is hsbcusahelp@us.hsbc.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From HSBC Student Checking
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 - Visit Site
- Email Support
Other Services by HSBC Bank USA
View all checking accounts offered by HSBC Bank USA
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $5 |
| Check Image Service | $3 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $35 |
| Overdraft Item Fee | $10 |
| Overdraft Protection Fee (per transfer) | $35 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | $2.50 |
Be the first to rate
Would you recommend HSBC Student Checking to your friends?
Other Checking Accounts
HSBC Bank USA Checking Accounts
Loading...
Browse Checking Accounts
- BankMobile Vibe Checking
- Boeing Employees Credit Union (BECU) Checking Account
- CIT Bank eChecking Savings Bundle
- Capital One Money Teen Checking Account
- Century Bank- Kasasa® Cash:
- Comerica Bank Access Checking
- HSBC Basic Checking
- Porte Mobile Banking
- State Farm Interest Checking
- USAA Classic Checking Account
- Umpqua Bank Access Checking
- Umpqua Bank Attain Checking
