HSBC Student Checking
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12 reviews
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | N/A |
HSBC Student Checking Review
HSBC Student Checking is offered by HSBC Bank USA, founded in 1865 and based in New York, NY. HSBC Student Checking is available in 51 states across the USA.
Key Takeaways
- Up to $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $500 (see terms and conditions for more details).
- 0% APY. As with most checking accounts, HSBC Student Checking does not pay interest.
- No minimum initial deposit. There is no minimum balance required to open an account.
HSBC Student checking Pros & Cons
| Pros | Cons |
|---|---|
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HSBC Student checking FAQ
Are checking accounts from HSBC Bank USA federally insured?
No, your HSBC Bank USA checking accounts are not insured by a federal insurance agency. This means that if HSBC Bank USA were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.
What APY does HSBC Student checking offer?
HSBC Student checking is not an interest-bearing account.
What are the account minimums for HSBC Student checking?
HSBC Student checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
What fees does HSBC Student checking charge?
This account charges a monthly service fee of $0.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Cashing Fee | $5 |
| Check Copy | $5 |
| Check Image Service | $3 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 |
| NSF Fee | $35 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $10 |
| Overdraft Protection Fee (per transfer) | $35 |
| Paper Statement Fee | $5 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $12 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $15 |
| Wire Transfer Fee - International (Outgoing) | $30 |
| ATM Fee: Out-of-Network | Starting at $2.50 |
Does HSBC Student checking charge overdraft fees?
Yes, HSBC Student checking charges a $10 fee for every overdraft.HSBC Student checking offers overdraft protection at a cost of $35 per transaction.
What features and perks does HSBC Student checking offer?
This account includes the following features:
- $100 Bonus offer. Open a new account and you can get up to $100 if you deposit a minimum of $500 (see terms and conditions for more details).
What is the customer support email for HSBC Student checking?
The customer support email for HSBC Student checking is hsbcusahelp@us.hsbc.com.
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Message From HSBC Bank USA
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 USA - Visit Site
- Email Support
Other Services by HSBC Bank USA
View all checking accounts offered by HSBC Bank USA
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
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