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  La Capitol Federal Credit Union Choice Plus Checking

La Capitol Federal Credit Union Choice Plus Checking

in Checking Accounts from La Capitol Federal Credit Union

Unaffiliated

La Capitol Federal Credit Union Choice Plus Checking

Unaffiliated

in Checking Accounts from La Capitol Federal Credit Union

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Highlights
Highlights
Monthly Fee $0 - $8
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: Out-of-Network N/A
APY 0.10% - 4.25%

La Capitol Federal Credit Union Choice Plus Checking Review

La Capitol Federal Credit Union Choice Plus Checking is offered by La Capitol Federal Credit Union, a credit union founded in 1961 and based in Baton Rouge, LA. La Capitol Federal Credit Union Choice Plus Checking is offered in 1 state across the USA.

Are checking accounts from La Capitol Federal Credit Union federally insured?

No, your La Capitol Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if La Capitol Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does La Capitol Federal Credit Union offer?

La Capitol Federal Credit Union Choice Plus Checking offers an APY starting at 0.10% and ranging up to 4.25% (APY stands for annual percentage yield, rates may change).

La Capitol Federal Credit Union Choice Plus Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.10% - 4.25%

What are the account minimums for La Capitol Federal Credit Union Choice Plus Checking?

La Capitol Federal Credit Union Choice Plus Checking requires a minimum initial deposit of $50 to open an account.

La Capitol Federal Credit Union Choice Plus Checking Account Minimums
Description Amount
Minimum Initial Deposit $50
Minimum Balance to Avoid Monthly Fee $1,000

What fees does La Capitol Federal Credit Union Choice Plus Checking charge?

This account charges a monthly maintenance fee of up to $8.

La Capitol Federal Credit Union Choice Plus Checking Fees
Description
Monthly Fee $0 - $8
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network N/A
NSF Fee $30
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $30
Early Account Closure N/A
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $10
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) N/A
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $15
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $15
ATM Reimbursement Monthly Limit N/A

What features and perks does La Capitol Federal Credit Union Choice Plus Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - La Capitol Federal Credit Union Choice Plus Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - La Capitol Federal Credit Union Choice Plus Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

  • Headquarters
  •   700 Main St
    Baton Rouge, LA 70802
  •   Visit Site

About La Capitol Federal Credit Union Choice Plus Checking

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Initial Deposit $50
Minimum Balance to Avoid Monthly Fee $1,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Monthly Fee $0 - $8
NSF Fee $30
Overdraft Protection Fee (per transfer) $10
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $10
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - Domestic (Incoming) $15
Bank Account Features
  • ATM Reimbursement
  • Branch Access
  • Debit Card
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
APY 0.10% - 4.25%

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