SuperMoney
  Superior National Bank Checking Account

Superior National Bank Checking Account

in Checking Accounts from Superior National Bank · fdic

Unaffiliated

Superior National Bank Checking Account

Unaffiliated

in Checking Accounts from Superior National Bank · Member FDIC

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Superior National Bank Checking Account to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0 - $5
ATM Fee: Out-of-Network $1.25
Minimum Balance to Avoid Monthly Fee $750
APY (Annual Percentage Yield) 0.05%

Superior National Bank Checking Account Review

Superior National Bank Checking Account is offered by Superior National Bank, a bank founded in 2005 and based in Bingham Farms, MI. Superior National Bank Checking Account is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Superior National Bank Checking Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $750.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $750.
  • ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through Superior National Bank.
Superior National Bank checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Superior National Bank checking FAQ

Are checking accounts from Superior National Bank federally insured?

Yes, your Superior National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Superior National Bank checking offer?

Superior National Bank Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.05%

Superior National Bank checking offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $750.

What are the account minimums for Superior National Bank checking?

Superior National Bank checking requires a minimum initial deposit of $50 to open an account.

Superior National Bank checking Account Minimums
Description Amount
Minimum Opening Deposit $50
APY Minimum Balance $750
Minimum Balance to Avoid Monthly Service Fee $750

What fees does Superior National Bank checking charge?

This account charges a monthly service fee of up to $5.

Superior National Bank Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $50
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $5
NSF Fee $32
Online Bill Pay Fee $0
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $8
Paper Statement Fee $2.50
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1.25

Does Superior National Bank checking charge overdraft fees?

Yes, Superior National Bank checking charges a $32 fee for every overdraft.

Superior National Bank checking offers overdraft protection at a cost of $8 per transaction.

What features and perks does Superior National Bank checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees.
  • Fraud monitoring - Superior National Bank checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Superior National Bank checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Superior National Bank

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

APY Minimum Balance $750
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $750
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Early Account Closure $50
Monthly Fee $0 - $5
NSF Fee $32
Overdraft Item Fee $32
Overdraft Protection Fee (per transfer) $8
Paper Statement Fee $2.50
Returned Deposit Fee (Domestic) $10
Returned Deposit Fee (International) $10
Stop Payment Fee $32
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1.25
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0.05%

Be the first to rate

 

Would you recommend Superior National Bank Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts