Main Street Bank Checking Account
in Checking Accounts from Main Street Bank
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| Monthly Fee | $0 - $25 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $1.25 |
| APY | 0.05% - 3% |
Main Street Bank Checking Account Review
Where is Main Street Bank Checking Account available?
Main Street Bank is based in Bingham Farms, MI. It was founded in 2005 and offers banking services in 50 states (and Washington, DC).
Is Main Street Bank Checking Account insured by the FDIC?
Deposits in Main Street Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does Main Street Bank offer?
Main Street Bank Checking Account offers an APY starting at 0.05% and ranging up to 3% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 3% |
What are the account minimums for Main Street Bank Checking Account?
Main Street Bank Checking Account requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What fees does Main Street Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 - $25 |
| Paper Statement Fee | $2.50 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.25 |
| NSF Fee | $32 |
| Overdraft Protection Fee (per transfer) | $8 |
| Overdraft Item Fee | $32 |
| Early Account Closure | $50 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $32 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $20 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $20 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Main Street Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Main Street Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
31780 Telegraph Rd Suite 100
Bingham Farms, MI 48025 - (248) 645-8888
- Visit Site
Other Services by Main Street Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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