Main Street Bank Checking Account
in Checking Accounts
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| Monthly Fee | Up to $25 |
| ATM Fee: Out-of-Network | $1.25 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY | 0.05% - 0.25% |
Overview
Where does Main Street Bank Checking Account do business?
Main Street Bank Checking Account is based in Bingham Farms, MI. It was founded in 2005 and offers checking accounts services in 50 states (and Washington, DC).
Main Street Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Main Street Bank offer?
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.05% - 0.25% |
Main Street Bank Checking Account offers an APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Main Street Bank Checking Account?
Main Street Bank Checking Account does not have a minimum initial deposit to open an account.| Description | Amount |
|---|---|
| Minimum Initial Deposit | $50 |
What features and perks does Main Street Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Main Street Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What fees does Main Street Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Fees | Amount |
|---|---|
| ATM Out-Of-Network Fee | $1.25 |
| Early Account Closure | $50 |
| Non-Sufficient Funds | $32 |
| Overdraft Item Fee | $32 |
| Overdraft Protection Fee (per transfer) | $8 |
| Returned Deposit Fee (International) | $10 |
| Outgoing Domestic Bank Transfer Fee | $25 |
| Incoming Domestic Bank Transfer Fee | $20 |
| Outgoing International Bank Transfer Fee | $50 |
| Incoming International Bank Transfer Fee | $20 |
| Early Closure Fee | $50 |
| Paper Statement Fee | $2.50 |
What features and perks does Main Street Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
- Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
- Mobile Banking - Main Street Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
31780 Telegraph Rd Suite 100
Bingham Farms, MI 48025 USA - (248) 645-8888
- Visit Site
Other Services by Main Street Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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