Main Street Bank Checking Account Review

Main Street Bank Checking Account is offered by Main Street Bank, a bank founded in 2005 and based in Bingham Farms, MI. Main Street Bank Checking Account is offered in 50 states (and Washington, DC).

Are checking accounts from Main Street Bank federally insured?

Yes, your Main Street Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Main Street Bank offer?

Main Street Bank Checking Account offers an APY starting at 0.05% and ranging up to 3% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Main Street Bank Checking Account?

Main Street Bank Checking Account requires a minimum initial deposit of $50 to open an account.

What fees does Main Street Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

What features and perks does Main Street Bank Checking Account offer?

This account includes the following features:

• ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Main Street Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.