
Main Street Bank Checking Account
in Checking Accounts from Main Street Bank · Member fdic
UnaffiliatedMain Street Bank Checking Account
in Checking Accounts from Main Street Bank · Member FDIC
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Monthly Fee | $0 - $5 |
ATM Fee: Out-of-Network | $1.25 |
Minimum Balance to Avoid Monthly Fee | $750 |
APY (Annual Percentage Yield) | 0.05% |
Main Street Bank Checking Account Review
Main Street Bank Checking Account is offered by Main Street Bank, a bank founded in 2005 and based in Bingham Farms, MI. Main Street Bank Checking Account is available in 1 state across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- Charges a monthly fee. This account charges a monthly maintenance fee of up to $5, but the fee is waived if you keep a minimum balance of $750.
- ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through Main Street Bank.
- Hard credit pull. Main Street Bank may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Main Street Bank federally insured?
Yes, your Main Street Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Main Street Bank Checking Account offer?
Description | |
---|---|
APY (Annual Percentage Yield) | 0.05% |
Main Street Bank Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $750.
What are the account minimums for Main Street Bank Checking Account?
Main Street Bank Checking Account requires a minimum initial deposit of $50 to open an account.
Description | Amount |
---|---|
Minimum Opening Deposit | $50 |
APY Minimum Balance | $750 |
Minimum Balance to Avoid Monthly Fee | $750 |
What fees does Main Street Bank Checking Account charge?
This account charges a monthly maintenance fee of up to $5.
Description | |
---|---|
ATM Fee: In-Network | $0 |
Debit Card Replacement Fee | $0 |
Early Account Closure | $50 |
Foreign Transaction Fee (Debit Card) | 0% |
Monthly Fee | $0 - $5 |
NSF Fee | $32 |
Online Bill Pay Fee | $0 |
Overdraft Item Fee | $32 |
Overdraft Protection Fee (per transfer) | $8 |
Paper Statement Fee | $2.50 |
Returned Deposit Fee (Domestic) | $10 |
Returned Deposit Fee (International) | $10 |
Stop Payment Fee | $32 |
Wire Transfer Fee - Domestic (Incoming) | $20 |
Wire Transfer Fee - Domestic (Outgoing) | $25 |
Wire Transfer Fee - International (Incoming) | $20 |
Wire Transfer Fee - International (Outgoing) | $50 |
ATM Fee: Out-of-Network | $1.25 |
What features and perks does Main Street Bank Checking Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - Main Street Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Main Street Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
31780 Telegraph Rd Suite 100
Bingham Farms, MI 48025 - (248) 645-8888
- Visit Site
Other Services by Main Street Bank
Availability
Feature Breakdown
APY Minimum Balance | $750 |
Minimum Opening Deposit | Starting at $50 |
Minimum Balance to Avoid Monthly Fee | $750 |
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