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  Market USA Federal Credit Union VIP Free Checking

Market USA Federal Credit Union VIP Free Checking

in Checking Accounts from Market USA

Unaffiliated

Market USA Federal Credit Union VIP Free Checking

Unaffiliated

in Checking Accounts from Market USA

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01% - 3.01%

Market USA Federal Credit Union VIP Free Checking Review

Market USA Federal Credit Union VIP Free Checking is offered by Market USA, a credit union founded in 1953 and based in Laurel, MD. Market USA Federal Credit Union VIP Free Checking is available in state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 3.01%, which is much higher than the average for a checking account.
  • No ATM fees. Market USA Federal Credit Union VIP Free Checking does not charge fees on ATM transactions.
  • Up to $8 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Market USA.
  • Hard credit pull. Market USA may require a hard pull on your credit report to open a checking account.
Market USA Federal Credit Union VIP Free Checking Pros & Cons
Pros Cons
  • Free Visa Check card with Cash back
  • No minimum balance fees
  • No monthly service fee
  • High-interest yield.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • Balances over $15,000 earn the prevailing APY paid on regular checking accounts
  • If you do not meet the stated requirements then your VIP account will not earn dividends for that particular month. (12 Visa Debit Card Purchases per month; minimum purchase $5.00, monthly Direct Deposit of at least $250, enroll in eStatements)
  • No signup bonus.
  • Not FDIC-insured.
  • Charges a fee on out-of-network ATM transactions.
Market USA Federal Credit Union VIP Free Checking FAQ

Are checking accounts from Market USA federally insured?

No, your Market USA checking accounts are not insured by a federal insurance agency. This means that if Market USA were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Market USA Federal Credit Union VIP Free Checking offer?

Market USA Federal Credit Union VIP Free Checking offers an APY starting at .01% and ranging up to 3.01% (APY stands for annual percentage yield, rates may change).

Market USA Federal Credit Union VIP Free Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) .01% - 3.01%

What are the account minimums for Market USA Federal Credit Union VIP Free Checking?

Market USA Federal Credit Union VIP Free Checking does not require a minimum initial deposit.

Market USA Federal Credit Union VIP Free Checking Account Minimums
Description Amount
Minimum Initial Deposit $0

What fees does Market USA Federal Credit Union VIP Free Checking charge?

This account charges a monthly maintenance fee of $0.

Market USA Federal Credit Union VIP Free Checking Fees
Description
Monthly Fee $0
Paper Statement Fee N/A
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $1
NSF Fee $29
Overdraft Protection Fee (per transfer) N/A
Overdraft Item Fee $29
Early Account Closure $5
Returned Deposit Fee (Domestic) $10
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $29
Check Image Service N/A
Check Copy $5
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $35
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) N/A
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $8

What features and perks does Market USA Federal Credit Union VIP Free Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $8.
  • Fraud monitoring - Market USA Federal Credit Union VIP Free Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Market USA Federal Credit Union VIP Free Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   8871 Gorman Rd
    Suite 100
    Laurel, MD 20723
  •   Visit Site

About Market USA Federal Credit Union VIP Free Checking

Feature Breakdown

ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $8
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $5
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $29
Overdraft Item Fee $29
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $29
Wire Transfer Fee - Domestic (Outgoing) $10
Wire Transfer Fee - International (Outgoing) $35
ATM Fee: Out-of-Network $1
Bank Account Features
  • No ATM Fees
  • NCUA Member
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.01% - 3.01%

Market USA Federal Credit Union VIP Free Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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