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  Members First Credit Union of Florida Regular Checking Account

Members First Credit Union of Florida Regular Checking Account

in Checking Accounts from Members First Credit Union of Florida · ncua

Unaffiliated

Members First Credit Union of Florida Regular Checking Account

Unaffiliated

in Checking Accounts from Members First Credit Union of Florida · Insured by NCUA

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Members First Credit Union of Florida Regular Checking Account Review

Members First Credit Union of Florida Regular Checking Account is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First Credit Union of Florida Regular Checking Account is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Members First Credit Union of Florida Regular Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.
Members First Credit Union of Florida Regular Checking Account Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
Members First Credit Union of Florida Regular Checking Account FAQ

Are checking accounts from Members First Credit Union of Florida federally insured?

Yes, your Members First Credit Union of Florida checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union of Florida Regular Checking Account offer?

Members First Credit Union of Florida Regular Checking Account is not an interest-bearing account.

What are the account minimums for Members First Credit Union of Florida Regular Checking Account?

Members First Credit Union of Florida Regular Checking Account does not require a minimum initial deposit.

Members First Credit Union of Florida Regular Checking Account Minimums
Description
APY Minimum Balance $0
Minimum Opening Deposit Starting at $0

What fees does Members First Credit Union of Florida Regular Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Members First Credit Union of Florida Regular Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $0
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Paper Statement Fee $3
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
ATM Fee: Out-of-Network $1

Does Members First Credit Union of Florida Regular Checking Account charge overdraft fees?

Yes, Members First Credit Union of Florida Regular Checking Account charges a $30 fee for every overdraft.

What features and perks does Members First Credit Union of Florida Regular Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Members First Credit Union of Florida Regular Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Credit Union of Florida Regular Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Members First Credit Union of Florida Regular Checking Account?

The customer support email for Members First Credit Union of Florida Regular Checking Account is mfcufl@mfcufl.org.

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Message From Members First Credit Union of Florida Regular Checking Account

Members First Credit Union of Florida offers plenty of options when it comes to choosing your checking account. Each option comes with its own perks, so you can’t go wrong. That’s because we make it a point to always provide our members with free features and many other benefits to make your life, on-the-go, more convenient.

For your everyday purchases and deposits, our Regular Checking account is the answer. We’ve included all the great features that make it easy and convenient for you. Open a Regular Checking account today to experience the personal difference only Members First can provide.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

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Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
NSF Fee $30
Overdraft Item Fee $30
Paper Statement Fee $3
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
ATM Fee: Out-of-Network $1
Account Features
  • Branch Access
  • Insured by NCUA
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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