SuperMoney
  Members First CU Florida Checking Account
Members First CU Florida Checking Account Unaffiliated

Members First CU Florida Checking Account

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Checking Accounts.
Upgrade - Rewards Checking
Upgrade - Rewards Checking 15 reviews
Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Members First CU Florida Checking Account Review

Members First CU Florida Checking Account is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First CU Florida Checking Account is available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, Members First CU Florida Checking Account does not pay interest.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.

Members First CU Florida Checking Account Pros & Cons

Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.

Members First CU Florida Checking Account FAQ

Are checking accounts from Members First Credit Union of Florida federally insured?

Yes, your Members First Credit Union of Florida checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First CU Florida Checking Account offer?

Members First CU Florida Checking Account is not an interest-bearing account.

What are the account minimums for Members First CU Florida Checking Account?

Members First CU Florida Checking Account does not require a minimum initial deposit.

Members First CU Florida Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $0

What fees does Members First CU Florida Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Members First CU Florida Checking Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
NSF Fee $30
Overdraft Item Fee $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25

Does Members First CU Florida Checking Account charge overdraft fees?

Yes, Members First CU Florida Checking Account charges a $30 fee for every overdraft.

What features and perks does Members First CU Florida Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Members First CU Florida Checking Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First CU Florida Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Members First CU Florida Checking Account?

The customer support email for Members First CU Florida Checking Account is mfcufl@mfcufl.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Members First Credit Union of Florida

Members First Credit Union of Florida offers plenty of options when it comes to choosing your checking account. Each option comes with its own perks, so you can’t go wrong. That’s because we make it a point to always provide our members with free features and many other benefits to make your life, on-the-go, more convenient.

For your everyday purchases and deposits, our Regular Checking account is the answer. We’ve included all the great features that make it easy and convenient for you. Open a Regular Checking account today to experience the personal difference only Members First can provide.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

Icon for Checking Accounts
View all checking accounts offered by Members First Credit Union of Florida

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Earn APY $0
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1
NSF Fee $30
Overdraft Item Fee $30
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
Paper Statement Fee $3
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0%

Be the first to rate

 

Would you recommend Members First CU Florida Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

Members First Credit Union of Florida Checking Accounts

Loading...