Members 1st CU Florida Second Chance Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $12 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Members 1st CU Florida Second Chance Checking Review
Members 1st CU Florida Second Chance Checking is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members 1st CU Florida Second Chance Checking is available in 1 state across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Members 1st CU Florida Second Chance Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $12.
- No minimum initial deposit. There is no minimum balance required to open an account.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.
Members First Credit Union of Florida second chance checking Pros & Cons
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Members First Credit Union of Florida second chance checking FAQ
Are checking accounts from Members First Credit Union of Florida federally insured?
Yes, your Members First Credit Union of Florida checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members First Credit Union of Florida second chance checking offer?
Members First Credit Union of Florida second chance checking is not an interest-bearing account.
What are the account minimums for Members First Credit Union of Florida second chance checking?
Members First Credit Union of Florida second chance checking does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Members First Credit Union of Florida second chance checking charge?
This account charges a monthly service fee of $12.
| Description | |
|---|---|
| Monthly Fee | $12 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $57.50 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does Members First Credit Union of Florida second chance checking charge overdraft fees?
Yes, Members First Credit Union of Florida second chance checking charges a $30 fee for every overdraft.What features and perks does Members First Credit Union of Florida second chance checking offer?
This account includes the following features:
- Fraud monitoring - Members First Credit Union of Florida second chance checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members First Credit Union of Florida second chance checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members First Credit Union of Florida second chance checking?
The customer support email for Members First Credit Union of Florida second chance checking is mfcufl@mfcufl.org.
Message From Members First Credit Union of Florida
Contact
- Headquarters
-
P.O. Box 12983
Pensacola, FL 32591 USA - Visit Site
- Email Support
Other Services by Members First Credit Union of Florida
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