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  Members First Credit Union of Florida Second Chance Checking

Members First Credit Union of Florida Second Chance Checking

in Checking Accounts from Members First Credit Union of Florida · ncua

Unaffiliated

Members First Credit Union of Florida Second Chance Checking

Unaffiliated

in Checking Accounts from Members First Credit Union of Florida · Insured by NCUA

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Highlights
Monthly Fee $12
ATM Fee: Out-of-Network $1
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Members First Credit Union of Florida Second Chance Checking Review

Members First Credit Union of Florida Second Chance Checking is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First Credit Union of Florida Second Chance Checking is available in 1 state across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Members First Credit Union of Florida Second Chance Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $12.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.
Members First Credit Union of Florida second chance checking Pros & Cons
Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
Members First Credit Union of Florida second chance checking FAQ

Are checking accounts from Members First Credit Union of Florida federally insured?

Yes, your Members First Credit Union of Florida checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Members First Credit Union of Florida second chance checking offer?

Members First Credit Union of Florida second chance checking is not an interest-bearing account.

What are the account minimums for Members First Credit Union of Florida second chance checking?

Members First Credit Union of Florida Second Chance Checking Minimums
Description

What fees does Members First Credit Union of Florida second chance checking charge?

This account charges a monthly service fee of $12.

Members First Credit Union of Florida Second Chance Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $12
NSF Fee $30
Online Bill Pay Fee $0
Overdraft Item Fee $30
Paper Statement Fee $3
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
ATM Fee: Out-of-Network $1

Does Members First Credit Union of Florida second chance checking charge overdraft fees?

Yes, Members First Credit Union of Florida second chance checking charges a $30 fee for every overdraft.

What features and perks does Members First Credit Union of Florida second chance checking offer?

This account includes the following features:

  • Fraud monitoring - Members First Credit Union of Florida second chance checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Credit Union of Florida second chance checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Members First Credit Union of Florida second chance checking?

The customer support email for Members First Credit Union of Florida second chance checking is mfcufl@mfcufl.org.

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Message From Members First Credit Union of Florida Second Chance Checking

Members First Credit Union of Florida offers plenty of options when it comes to choosing your checking account. Each option comes with its own perks, so you can’t go wrong. That’s because we make it a point to always provide our members with free features and many other benefits to make your life, on-the-go, more convenient.

At Members First, we realize nobody is perfect and sometimes your credit score takes a hit. Our Second Chance Checking account gives you just that… a second chance to start fresh with a checking account from the Credit Union you can trust. If you’ve been unable to open an account due to a ChexSystems report, please see one of our friendly Financial Services Representatives today to apply for a Second Chance Checking account.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

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Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $2
Debit Card Replacement Fee $5
Early Account Closure $25
Monthly Fee $12
NSF Fee $30
Overdraft Item Fee $30
Paper Statement Fee $3
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
ATM Fee: Out-of-Network $1
Account Features
  • Branch Access
  • Insured by NCUA
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Mobile Check Deposit

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