Members 1st CU of Florida Select Checking
Not enough votes for recommendation
Explore a similar product
Try this top product in Checking Accounts.
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.10% |
| Monthly Fee | $10 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Members 1st CU of Florida Select Checking Review
Members 1st CU of Florida Select Checking is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members 1st CU of Florida Select Checking are available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.10%.
- Charges a monthly fee. This account charges a monthly service fee of $10.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.
Members 1st CU of Florida Select Checking Pros & Cons
| Pros | Cons |
|---|---|
|
|
Members 1st CU of Florida Select Checking FAQ
Are checking accounts from Members First Credit Union of Florida federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Members 1st CU of Florida Select Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.10% |
Members 1st CU of Florida Select Checking offers an APY of 0.10% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $1000.
What are the account minimums for Members 1st CU of Florida Select Checking?
Members 1st CU of Florida Select Checking requires a minimum initial deposit of $1,000 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Earn APY | $1,000 |
What fees does Members 1st CU of Florida Select Checking charge?
This account charges a monthly service fee of $10.
| Description | |
|---|---|
| Monthly Fee | $10 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $10 |
| Wire Transfer Fee - International (Outgoing) | $57.50 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Copy | $2 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
Does Members 1st CU of Florida Select Checking charge overdraft fees?
Yes, Members 1st CU of Florida Select Checking charges a $30 fee for every overdraft.What features and perks does Members 1st CU of Florida Select Checking offer?
This account includes the following features:
- Fraud monitoring - Members 1st CU of Florida Select Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Members 1st CU of Florida Select Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Members 1st CU of Florida Select Checking?
The customer support email for Members 1st CU of Florida Select Checking is mfcufl@mfcufl.org.
Message From Members 1st CU of Florida Select Checking
Contact
- Headquarters
-
P.O. Box 12983
Pensacola, FL 32591 USA - Visit Site
- Email Support
Other Services by Members First Credit Union of Florida
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $1,000 |
| Minimum Balance to Earn APY | $1,000 |
Be the first to rate
Would you recommend Members 1st CU of Florida Select Checking to your friends?
Other Checking Accounts
Members First Credit Union of Florida Checking Accounts
- Arvest myBlue® Checking Account
- Capital Bank Health Savings Account
- Chase Bank Sapphire Checking Account
- Citizens Bank Checking Account
- Comerica Bank Access Checking
- First Horizon Bank FirstView Checking Account
- Georgia United CU Simple Checking
- Paramount Bank Interest Checking
- Santander Bank Simply Right Checking
- Suncoast CU Smart Checking
- Tower FCU Regular Checking
- Trustco Bank Home Town Free Checking
