SuperMoney
  MembersFirst Credit Union Fresh Start Checking
MembersFirst Credit Union Fresh Start Checking
in Checking Accounts from MembersFirst Credit Union · Insured by NCUA
Unaffiliated

MembersFirst Credit Union Fresh Start Checking

Unaffiliated
in Checking Accounts from MembersFirst Credit Union · Insured by NCUA
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend MembersFirst Credit Union Fresh Start Checking to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $10
Minimum Balance to Avoid Monthly Fee Starting at $300

MembersFirst Credit Union Fresh Start Checking Review

MembersFirst Credit Union Fresh Start Checking is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst Credit Union Fresh Start Checking is available in 1 state across the USA.

Key Takeaways

  • 0% APY. As with most checking accounts, MembersFirst Credit Union Fresh Start Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of $10, but the fee is waived if you keep a minimum balance of $300.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

MembersFirst Credit Union fresh start checking Pros & Cons

Pros Cons
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

MembersFirst Credit Union fresh start checking FAQ

Are checking accounts from MembersFirst Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does MembersFirst Credit Union fresh start checking offer?

MembersFirst Credit Union fresh start checking is not an interest-bearing account.

What are the account minimums for MembersFirst Credit Union fresh start checking?

MembersFirst Credit Union fresh start checking does not require a minimum initial deposit.

MembersFirst Credit Union Fresh Start Checking Minimums
Description
Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $0

What fees does MembersFirst Credit Union fresh start checking charge?

This account charges a monthly service fee of $10.

MembersFirst Credit Union Fresh Start Checking Fees
Description
Monthly Fee $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.75
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20

Does MembersFirst Credit Union fresh start checking charge overdraft fees?

Yes, MembersFirst Credit Union fresh start checking charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $7 per transaction.

What features and perks does MembersFirst Credit Union fresh start checking offer?

This account includes the following features:

  • Fraud monitoring - MembersFirst Credit Union fresh start checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - MembersFirst Credit Union fresh start checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for MembersFirst Credit Union fresh start checking?

The customer support email for MembersFirst Credit Union fresh start checking is feedback@membersfirstga.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit $0
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Balance to Earn APY $0
Monthly Fee $10
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $1.75
NSF Fee $33
Overdraft Item Fee $33
Overdraft Protection Fee (per transfer) $7
Returned Deposit Fee (Domestic) $25
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
Check Cashing Fee $5
Debit Card Replacement Fee $10
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Negative Balance Lookback Period 0 years
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0%

Be the first to rate

 

Would you recommend MembersFirst Credit Union Fresh Start Checking to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Checking Accounts

MembersFirst Credit Union Checking Accounts

Loading...