MembersFirst CU MembersFirst 55+ Checking
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0.03% |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
MembersFirst CU MembersFirst 55+ Checking Review
MembersFirst CU MembersFirst 55+ Checking is offered by MembersFirst Credit Union, a credit union founded in 1953 and based in Decatur, GA. MembersFirst CU MembersFirst 55+ Checking is available in 1 state across the USA.
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.03%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Bill pay. Pay your bills to practically anyone in the United States through MembersFirst Credit Union.
MembersFirst CU MembersFirst 55+ Checking Pros & Cons
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MembersFirst CU MembersFirst 55+ Checking FAQ
Are checking accounts from MembersFirst Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does MembersFirst CU MembersFirst 55+ Checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.03% |
MembersFirst CU MembersFirst 55+ Checking offers an APY of 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest account holders must keep an average beginning day balance of $100.
What are the account minimums for MembersFirst CU MembersFirst 55+ Checking?
MembersFirst CU MembersFirst 55+ Checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $100 |
What fees does MembersFirst CU MembersFirst 55+ Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1.75 |
| NSF Fee | $33 |
| Overdraft Item Fee | $33 |
| Overdraft Protection Fee (per transfer) | $7 |
| Returned Deposit Fee (Domestic) | $25 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Incoming) | $60 |
| Wire Transfer Fee - International (Outgoing) | $60 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Check Cashing Fee | $5 |
| Debit Card Replacement Fee | $10 |
| Early Account Closure | $20 |
Does MembersFirst CU MembersFirst 55+ Checking charge overdraft fees?
Yes, MembersFirst CU MembersFirst 55+ Checking charges a $33 fee for every overdraft. You can get overdraft protection at a cost of $7 per transaction.What features and perks does MembersFirst CU MembersFirst 55+ Checking offer?
This account includes the following features:
- Fraud monitoring - MembersFirst CU MembersFirst 55+ Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MembersFirst CU MembersFirst 55+ Checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for MembersFirst CU MembersFirst 55+ Checking?
The customer support email for MembersFirst CU MembersFirst 55+ Checking is feedback@membersfirstga.com.
Message From MembersFirst CU MembersFirst 55+ Checking
Contact
- Headquarters
-
P.O. Box 33189
Decatur, GA 30033 USA - Visit Site
- Email Support
Other Services by MembersFirst Credit Union
Other Checking Accounts by MembersFirst Credit Union
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
| Minimum Balance to Avoid Monthly Fee | Starting at $0 |
| Minimum Balance to Earn APY | $100 |
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