2 more

Last Updated: 01/21/2026

Metro City Bank Metro Platinum Checking Account

from Metro City Bank

Last Updated: 01/21/2026

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

Compare All Checking Accounts

Filter & compare all your options in one place.

View All Products

Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Rewards

N/A

APY (Annual Percentage Yield)

Starting at 0.01%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Maintenance Fee

$0.25 - $10(Verified 01/21/2026)

Disclaimer popup with additional information

Metro City Bank Metro Platinum Checking Account Review

The Metro City Bank Metro Platinum Checking Account is offered by Metro City Bank, a bank founded in 2014 and based in Doraville, GA. Metro City Bank checking is available in 7 states.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$2,000.
Large minimum initial deposit. You need a minimum deposit of $2,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Metro City Bank mobile or online banking.

Metro City Bank checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
No charge on incoming domestic or international wire transfers.

No signup bonus.
Does not earn interest.
Does not provide access to a nationwide ATM network.
Only available in 7 states.
Monthly service charge .

Metro City Bank checking FAQ

Are checking accounts from Metro City Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #58181). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Metro City Bank checking offer?

Metro City Bank checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $0.01.

Metro City Bank checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.01%

What are the account minimums for Metro City Bank checking?

Metro City Bank checking requires a minimum initial deposit of $2,000.

Metro City Bank Metro Platinum Checking Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $2,000

Minimum Balance to Earn APY

$0.01

Minimum Opening Deposit

Starting at $2,000

What fees does Metro City Bank checking charge?

This account charges a monthly maintenance fee each statement cycle of up to $10.

Metro City Bank Metro Platinum Checking Account Fees

Description

Monthly Maintenance Fee

$0.25 - $10

ATM Fee: In-Network

Starting at $0

Online Bill Pay Fee

Starting at $0

Wire Transfer Fee - International (Incoming)

Starting at $0

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

What features and perks does Metro City Bank checking offer?

This account includes the following features:

Fraud monitoring - Metro City Bank checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Metro City Bank checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Metro City Bank checking?

The customer support email for Metro City Bank checking is HelpDesk@metrocitybank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Metro City Bank checking

At Metro City Bank, we are serious about giving our customers superior service in every way possible. You are not a number to us, you are special and we want to treat you that way with the personal touch you expect and deserve.

Metro Platinum Checking offers you an interest-bearing checking account with unlimited check writing. A monthly maintenance fee of $10 and $0.25 per debit fee will not be assessed when you maintain an average daily balance of $2,000. Minimum deposit to open account is $2,000. You also receive some very special privileges with this account.

Contact

Headquarters

5114 Buford Hwy

Doraville, GA 30340

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 4:00PMFriday9:00AM - 4:00PMSaturday9:00AM - 1:00PM

Other Services by Metro City Bank

Business Checking Accounts

2 products

Rating not yet determined (1 Review)

CD Accounts

Be the first to rate

Money Market Accounts

Be the first to rate

Savings Accounts

3 products

Be the first to rate

Business Loans

Be the first to rate

Home Mortgage Loans

Be the first to rate

Other Checking Accounts from Metro City Bank

Metro City Bank Personal Checking Account

Rating not yet determined

Be the first to rate

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $10

Disclaimer popup with additional information

Visit Site

Metro City Bank Personal Interest Checking Account

Rating not yet determined

Be the first to rate

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Starting at 0.01%

Disclaimer popup with additional information

Monthly Service Fee

$0 - $15

Disclaimer popup with additional information

Visit Site

Metro City Bank Senior Checking Account

Rating not yet determined

Be the first to rate

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Disclaimer popup with additional information

Monthly Service Fee

Disclaimer popup with additional information

Visit Site

Community Recommended Products

View All

Strongly recommended105 Reviews

Learn More

Strongly recommended148 Reviews

Learn More

Strongly recommended42 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.