Last Updated: 01/21/2026
MidWest America FCU Benefits Plus® Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
Up to 15%
APY (Annual Percentage Yield)
0.00%(Verified 06/21/2024)
Monthly Service Fee
$6(Verified 01/21/2026)
MidWest America FCU Benefits Plus® Checking Account Review
The MidWest America FCU Benefits Plus® Checking Account is offered by MidWest America Federal Credit Union, a credit union founded in 1936 and based in Fort Wayne, IN. MidWest America FCU Benefits Plus® Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Benefits: - Ultimate ID Identity Theft Protection - Cellphone care coverage - Travel discounts - Various cashback rewards - Up to 15% cashback rewards - Pharmacy discount card
- 0% APY. As with most checking accounts, MidWest America FCU Benefits Plus® Checking Account does not pay interest.
- Charges a monthly fee. This account charges a monthly fee of $6.00.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Up to $12.00 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in MidWest America Federal Credit Union mobile or online banking.
MidWest America FCU Benefits Plus® Checking Account Pros & Cons
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MidWest America FCU Benefits Plus® Checking Account FAQ
Are checking accounts from MidWest America Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does MidWest America FCU Benefits Plus® Checking Account offer?
MidWest America FCU Benefits Plus® Checking Account is not an interest-bearing account.
What are the account minimums for MidWest America FCU Benefits Plus® Checking Account?
MidWest America FCU Benefits Plus® Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does MidWest America FCU Benefits Plus® Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $6.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $6.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Reimbursement Monthly Limit | Starting at $12.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does MidWest America FCU Benefits Plus® Checking Account offer?
This account includes the following features:
- Benefits: - Ultimate ID Identity Theft Protection - Cellphone care coverage - Travel discounts - Various cashback rewards - Up to 15% cashback rewards - Pharmacy discount card
- ATM rebates - This account will reimburse you for domestic ATM fees up to a monthly maximum of $12.00.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MidWest America FCU Benefits Plus® Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for MidWest America FCU Benefits Plus® Checking Account?
The customer support email for MidWest America FCU Benefits Plus® Checking Account is callcenter@mwafcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
Closed