National Exchange Bank and Trust Step Up Checking

National Exchange Bank and Trust Step Up Checking Review

National Exchange Bank and Trust Step Up Checking is offered by National Exchange Bank & Trust, a bank founded in 1933 and based in Fond du Lac, WI. National Exchange Bank and Trust Step Up Checking are available in 1 state across the USA.

Key Takeaways

• $0 monthly fee. This account does not charge any monthly account fees.
• No ATM fees. National Exchange Bank and Trust Step Up Checking does not charge fees on ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through National Exchange Bank & Trust.

National Exchange Bank and Trust set up checking Pros & Cons

Pros	Cons
Access to physical branches. Free debit card and the option to lock/unlock the card if lost or stolen	No signup bonus. Does not earn interest. Does not provide access to a nationwide ATM network. Only available in one state. Higher than average wire transfer fees.

National Exchange Bank and Trust set up checking FAQ

Are checking accounts from National Exchange Bank & Trust federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10044). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does National Exchange Bank and Trust set up checking offer?

National Exchange Bank and Trust set up checking is not an interest bearing account.

What are the account minimums for National Exchange Bank and Trust set up checking?

National Exchange Bank and Trust Step Up Checking Minimums

Description

What fees does National Exchange Bank and Trust set up checking charge?

The good news is that this account does not have a monthly Service Charge.

National Exchange Bank and Trust Step Up Checking Fees

Description
Monthly Fee	$0
Foreign Transaction Fee (Debit Card)	1%
Overdraft Item Fee	$35
Overdraft Protection Fee (per transfer)	$35
Returned Deposit Fee (Domestic)	$12
Returned Deposit Fee (International)	$12
Stop Payment Fee	$30
Wire Transfer Fee - Domestic (Incoming)	$15
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Incoming)	$25
Wire Transfer Fee - International (Outgoing)	$50
Online Bill Pay Fee	$0
Check Image Service	$5
Debit Card Replacement Fee	$10
Early Account Closure	$25

Does National Exchange Bank and Trust set up checking charge overdraft fees?

Yes, National Exchange Bank and Trust set up checking charges a $35 fee for every overdraft. You can get overdraft protection at a cost of $35 per transaction.

What features and perks does National Exchange Bank and Trust set up checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - National Exchange Bank and Trust set up checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - National Exchange Bank and Trust set up checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for National Exchange Bank and Trust set up checking?

The customer support email for National Exchange Bank and Trust set up checking is businessbanking@nebat.com.