SuperMoney
nbkc Bank Everything Account
in Checking Accounts from nbkc bank · Member FDIC
Claimed

nbkc Bank Everything Account

Claimed
in Checking Accounts from nbkc bank · Member FDIC
SuperMoney Net Recommendation Score +56  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +56, equating to 4.1 on a 5 point rating scale.

+56

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

7 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 1.01%
(Verified 11/26/2022)
Monthly Fee $0
(Verified 11/26/2022)
Minimum Balance to Avoid Monthly Fee Starting at $0
Number of Reviews 9

nbkc Bank Everything Account Review

nbkc Bank Everything Account is offered by nbkc bank, a bank founded in 1999 and based in Kansas City, MO. nbkc Bank Everything Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Bonus offer. Open a new account and you can get
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 1.01%, which is much higher than the average for a checking account. However, you must keep a minimum balance of $0.01.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. nbkc Bank Everything Account does not charge fees on ATM transactions.
  • Up to $12 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through nbkc bank.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.

nbkc Bank checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic wire transfers.
  • No signup bonus.

nbkc Bank checking account FAQ

Are checking accounts from nbkc bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does nbkc Bank checking account offer?

nbkc Bank Everything Account Rates & Terms
Description
APY (Annual Percentage Yield) 1.01%

nbkc Bank checking account offers an APY of 1.01% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest account holders must keep an average beginning day balance of $0.01.

What are the account minimums for nbkc Bank checking account?

nbkc Bank checking account does not require a minimum initial deposit.

nbkc Bank Everything Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01

What fees does nbkc Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

nbkc Bank Everything Account Fees
Description
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $12
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Incoming) $45
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0

Does nbkc Bank checking account charge overdraft fees?

No, nbkc Bank checking account does not charge overdraft fees.

What features and perks does nbkc Bank checking account offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $12.
  • Fraud monitoring - nbkc Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - nbkc Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - nbkc Bank checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for nbkc Bank checking account?

The customer support email for nbkc Bank checking account is customersupport@nbkc.com.

How do people rate the customer service and user experience of nbkc Bank checking account?

Overall, nbkc Bank checking account is strongly recommended based on community reviews that rate customer service and user experience.

nbkc Bank Everything Account Disclosure: Deposits made within the first 30 days of opening a new account will be held for 5 business days before the funds are made available, and possibly up to 9 business days depending on the situation. Additional holds on deposits may occur even after the initial 30-day period, but funds are typically available the next business day. View nbkc Bank Everything Account's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From nbkc Bank checking account

NBKC Bank is a modern, FDIC-insured bank driven to make banking simple and transparent unlike any other bank. Live boldly. Bank simply.
Use any of the 34,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you.
#nogotcha accounts that are transparent and easy to understand

Contact

Other Services by nbkc bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $0.01
Monthly Fee $0
(Verified 11/26/2022)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
ATM Reimbursement Monthly Limit $12
Foreign Transaction Fee (Debit Card) 0%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Incoming) $45
Wire Transfer Fee - International (Outgoing) $45
Paper Statement Fee $0
Online Bill Pay Fee $0
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Soft Credit Pull
  • Debit Card
  • Branch Access
  • Member FDIC
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 1.01%
(Verified 11/26/2022)

nbkc Bank Everything Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +56, equating to 4.1 on a 5 point rating scale.

+56

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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