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NBKC Bank Personal Account

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NBKC Bank Personal Account

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SuperMoney Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

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Highlights
Highlights
Community Rating Strongly recommended
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: Out-of-Network $0
APY 1.01%

NBKC Bank Personal Account Review

Where is NBKC Bank Personal Account available?

NBKC Bank is based in Kansas City, MO. It was founded in 1999 and offers banking services in 50 states (and Washington, DC).

Is NBKC Bank Personal Account insured by the FDIC?

Deposits in NBKC Bank Personal Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does NBKC Bank offer?

NBKC Bank Personal Account Rates and Terms
Rates Amount
APY 1.01%

NBKC Bank Personal Account offers an APY of 1.01% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $0.01.

What are the account minimums for NBKC Bank Personal Account?

NBKC Bank Personal Account requires a minimum initial deposit of $5 to open an account.

NBKC Bank Personal Account Account Minimums
Description Amount
Minimum Initial Deposit $5
APY Minimum Balance $0.01

What fees does NBKC Bank Personal Account charge?

The good news is that this account does not charge a monthly maintenance fee.

NBKC Bank Personal Account Fees
Description
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $45
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit $12

What features and perks does NBKC Bank Personal Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $12.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - NBKC Bank Personal Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
NBKC BANK PERSONAL ACCOUNT Disclosure: nbkc Bank offers #nogotcha accounts that are transparent and easy to understand. Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   8320 Ward Parkway
    Kansas City, MO 64114
  •   Visit Site

Message from NBKC Bank

NBKC Bank is a modern, FDIC-insured bank driven to make banking simple and transparent unlike any other bank. Leveraging technology, customer feedback and innovation, nbkc does two things: helps people and businesses safely save, move and occasionally borrow money; and provides loans to refinance or purchase a home, nationwide. Live boldly. Bank simply.
Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you.
#nogotcha accounts that are transparent and easy to understand

About NBKC Bank Personal Account

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $0.01
Minimum Initial Deposit $5
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0
Monthly Fee $0
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
NSF Fee $0
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $0
Early Account Closure $0
Returned Deposit Fee (Domestic) $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Stop Payment Fee $0
Foreign Transaction Fee (Debit Card) 0%
Returned Deposit Fee (International) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $45
ATM Reimbursement Monthly Limit $12
Bank Account Features
  • ATM Reimbursement
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
APY 1.01%

NBKC Bank Personal Account Community Reviews

 
 

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