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  Nbkc Bank Everything Account

Nbkc Bank Everything Account

in Checking Accounts from nbkc bank · fdic

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Nbkc Bank Everything Account

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in Checking Accounts from nbkc bank · Member FDIC

SuperMoney Net Recommendation Score +60

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

4 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating Strongly recommended
Monthly Fee $0
ATM Fee: Out-of-Network $0
Minimum Balance to Avoid Monthly Fee Starting at $0
APY (Annual Percentage Yield) 0.25%
Number of Reviews 5

Nbkc Bank Everything Account Review

Nbkc Bank Everything Account is offered by nbkc bank, a bank founded in 1999 and based in Kansas City, MO. Nbkc Bank Everything Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. Nbkc Bank Everything Account has an annual percentage yield of up to 0.25%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Nbkc Bank Everything Account does not charge fees on ATM transactions.
  • Up to $12 in ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through nbkc bank.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
Nbkc Bank checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic wire transfers.
  • No signup bonus.
Nbkc Bank checking account FAQ

Are checking accounts from nbkc bank federally insured?

Yes, your nbkc bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Nbkc Bank checking account offer?

Nbkc Bank Everything Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.25%

Nbkc Bank checking account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Nbkc Bank checking account?

Nbkc Bank checking account does not require a minimum initial deposit.

Nbkc Bank Everything Account Minimums
Description
APY Minimum Balance $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Opening Deposit Starting at $0
Minimum Balance to Avoid Monthly Fee Starting at $0

What fees does Nbkc Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Nbkc Bank Everything Account Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $12
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Incoming) $45
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $0

Does Nbkc Bank checking account charge overdraft fees?

No, Nbkc Bank checking account does not charge overdraft fees.

What features and perks does Nbkc Bank checking account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $12.
  • Fraud monitoring - Nbkc Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Nbkc Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - Nbkc Bank checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for Nbkc Bank checking account?

The customer support email for Nbkc Bank checking account is customersupport@nbkc.com.

How do people rate the customer service and user experience of Nbkc Bank checking account?

Overall, Nbkc Bank checking account is strongly recommended based on community reviews that rate customer service and user experience.

Nbkc Bank Everything Account Disclosure: nbkc Bank offers #nogotcha accounts that are transparent and easy to understand. Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Nbkc Bank Everything Account

NBKC Bank is a modern, FDIC-insured bank driven to make banking simple and transparent unlike any other bank. Live boldly. Bank simply.
Use any of the 34,000+ MoneyPass® ATMs in the U.S. for free. Up to $12 monthly refunds for ATM fees other banks charge you.
#nogotcha accounts that are transparent and easy to understand

Contact

Other Services by nbkc bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Returned Deposit Fee (International) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
ATM Fee: Out-of-Network $0
ATM Reimbursement Monthly Limit $12
Wire Transfer Fee - Domestic (Outgoing) $5
Wire Transfer Fee - International (Incoming) $45
Wire Transfer Fee - International (Outgoing) $45
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Soft Credit Pull
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.25%

Nbkc Bank Everything Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +60, equating to 4.2 on a 5 point rating scale.

+60

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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