| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| APY (Annual Percentage Yield) | 0.25% |
Nbkc Bank Everything Account Review
Nbkc Bank Everything Account is offered by nbkc bank, a bank founded in 1999 and based in Kansas City, MO. Nbkc Bank Everything Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.25%.
- $0 monthly fee. This account does not charge a monthly Service Charge.
- No minimum initial deposit. There is no minimum balance required to open an account.
- No ATM fees. Nbkc Bank Everything Account does not charge fees on ATM transactions.
- Up to $12 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
- Free bill pay. Pay your bills to practically anyone in the United States through nbkc bank.
- Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
Nbkc Bank Everything Account Pros & Cons
| Pros | Cons |
|---|---|
|
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Nbkc Bank Everything Account FAQ
Are checking accounts from nbkc bank federally insured?
Yes, your nbkc bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Nbkc Bank Everything Account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.25% |
Nbkc Bank Everything Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Nbkc Bank Everything Account?
Nbkc Bank Everything Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $0 |
What fees does Nbkc Bank Everything Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| ATM Reimbursement Monthly Limit | $12 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $5 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $0 |
Does Nbkc Bank Everything Account charge overdraft fees?
No, Nbkc Bank Everything Account does not charge overdraft fees.What features and perks does Nbkc Bank Everything Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $12.
- Fraud monitoring - Nbkc Bank Everything Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Nbkc Bank Everything Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
- Soft credit pull - Nbkc Bank Everything Account performs a soft credit pull so you can check whether you qualify without hurting your credit.
How do people rate the customer service and user experience of Nbkc Bank Everything Account?
Overall, Nbkc Bank Everything Account is strongly recommended based on community reviews that rate customer service and user experience.
Nbkc Bank Everything Account Disclosure:
nbkc Bank offers #nogotcha accounts that are transparent and easy to understand. Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free.
Up to $12 monthly refunds for ATM fees other banks charge you.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website
may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking
on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message From nbkc bank
Availability
Available in 50 states and Washington, D.C.
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| Foreign Transaction Fee (Debit Card) | 0% |
| Monthly Fee | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Fee: Out-of-Network | $0 |
| ATM Reimbursement Monthly Limit | $12 |
| Wire Transfer Fee - Domestic (Outgoing) | $5 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Wire Transfer Fee - International (Outgoing) | $45 |
Nbkc Bank Everything Account Community Reviews
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