NBKC Bank Personal Account
in Checking Accounts from NBKC Bank
Would you recommend NBKC Bank Personal Account to your friends?
| Community Rating | Strongly recommended |
| Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $0 |
| APY | 1.01% |
NBKC Bank Personal Account Review
Where is NBKC Bank Personal Account available?
NBKC Bank is based in Kansas City, MO. It was founded in 1999 and offers banking services in 50 states (and Washington, DC).
Is NBKC Bank Personal Account insured by the FDIC?
Deposits in NBKC Bank Personal Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.
What APY does NBKC Bank offer?
| Rates | Amount |
|---|---|
| APY | 1.01% |
NBKC Bank Personal Account offers an APY of 1.01% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest you must keep a minimum balance of $0.01.
What are the account minimums for NBKC Bank Personal Account?
NBKC Bank Personal Account requires a minimum initial deposit of $5 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $5 |
| APY Minimum Balance | $0.01 |
What fees does NBKC Bank Personal Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $5 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $45 |
| Returned Deposit Fee (International) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | $12 |
What features and perks does NBKC Bank Personal Account offer?
This account includes the following features:
- ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $12.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - NBKC Bank Personal Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
8320 Ward Parkway
Kansas City, MO 64114 - Visit Site
Message from NBKC Bank
About NBKC Bank Personal Account
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| APY Minimum Balance | $0.01 |
| Minimum Initial Deposit | $5 |
| Minimum Combined Balance to Avoid Monthly Fee | $0 |
| Minimum Direct Deposit to Avoid Monthly Fee | $0 |
| Minimum Balance to Avoid Monthly Fee | $0 |
NBKC Bank Personal Account Community Reviews
Would you recommend NBKC Bank Personal Account to your friends?
