nbkc Bank Everything Checking Account

nbkc Bank Everything Checking Account Review

nbkc Bank Everything Checking Account is offered by nbkc bank, a bank founded in 1999 and based in Kansas City, MO. nbkc Bank checking account is available in 50 states (and Washington, DC).

Key Takeaways

• Up to 1.50% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.50%, which is much higher than the average for the checking accounts that we track. However, you must keep a minimum balance of $0.01.
• $0 monthly fee. This account does not charge any monthly account fees.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. nbkc Bank Everything Checking Account does not charge fees on ATM transactions.
• Up to $12 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States when you enroll in nbkc bank mobile or online banking.
• Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.

nbkc Bank checking account Pros & Cons

nbkc Bank checking account FAQ

Are checking accounts from nbkc bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does nbkc Bank checking account offer?

nbkc Bank checking account offers an APY of 1.50% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY. However, to earn interest account holders must keep an average beginning day balance of $0.01.

What are the account minimums for nbkc Bank checking account?

nbkc Bank checking account does not require a minimum initial deposit.

What fees does nbkc Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does nbkc Bank checking account charge overdraft fees?

What features and perks does nbkc Bank checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $12.
• Fraud monitoring - nbkc Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - nbkc Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.
• Soft credit pull - nbkc Bank checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for nbkc Bank checking account?

The customer support email for nbkc Bank checking account is customersupport@nbkc.com.

How do people rate the customer service and user experience of nbkc Bank checking account?

Overall, nbkc Bank checking account is strongly recommended based on community reviews that rate customer service and user experience.