Adventure Credit Union Checking Account
in Checking Accounts from Adventure Credit Union
UnaffiliatedAdventure Credit Union Checking Account
in Checking Accounts from Adventure Credit Union
Would you recommend Adventure Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | 0.1% - 4% |
Adventure Credit Union Checking Account Review
Adventure Credit Union Checking Account is offered by Adventure Credit Union, a credit union founded in 1936 and based in Grand Rapids, MI. Adventure Credit Union Checking Account is available in 1 state across the USA.
- Very high APY. This account offers an annual percentage yield of up to 4%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $100.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- No ATM fees. Adventure Credit Union Checking Account does not charge fees on ATM transactions.
- Free bill pay. Pay your bills to practically anyone in the United States through Adventure Credit Union.
- Hard credit pull. Adventure Credit Union may require a hard pull on your credit report to open a checking account.
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Are checking accounts from Adventure Credit Union federally insured?
Yes, your Adventure Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Adventure Credit Union Checking Account offer?
Adventure Credit Union Checking Account offers an APY starting at 0.1% and ranging up to 4% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $100.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0.1% - 4% |
What are the account minimums for Adventure Credit Union Checking Account?
Adventure Credit Union Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $100 |
What fees does Adventure Credit Union Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| Monthly Fee | $0 |
| Paper Statement Fee | $5 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1.50 |
| NSF Fee | $30 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $30 |
| Early Account Closure | $5 |
| Returned Deposit Fee (Domestic) | $10 |
| Debit Card Replacement Fee | $10 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $30 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 0% |
| Wire Transfer Fee - Domestic (Outgoing) | $15 |
| Wire Transfer Fee - International (Outgoing) | $35 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $10 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
What features and perks does Adventure Credit Union Checking Account offer?
This account includes the following features:
- Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Adventure Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
630 32nd Street SE
Grand Rapids, MI 49548 USA - Visit Site
Other Services by Adventure Credit Union
Availability
Feature Breakdown
| APY Minimum Balance | $100 |
| Minimum Initial Deposit | $0 |
Adventure Credit Union Checking Account Community Reviews
Would you recommend Adventure Credit Union Checking Account to your friends?
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