Last Updated: 01/21/2026
Ponce Bank Premium Interest Checking
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in Checking Accounts from Ponce Bank
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
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APY (Annual Percentage Yield)
Monthly Service Fee
Ponce Bank Premium Interest Checking Review
Key Takeaways
- Higher than average APY. Ponce Bank Premium Interest Checking has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1500.
- Charges a monthly fee. This account charges a monthly fee of up to $7, but the fee may be waived if you keep a minimum balance of$1,500.
- Large minimum initial deposit. You need a minimum deposit of $1,500 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. Ponce Bank Premium Interest Checking does not charge fees on ATM transactions .
Ponce Bank Premium Interest Checking Pros & Cons
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Ponce Bank Premium Interest Checking FAQ
Are checking accounts from Ponce Bank federally insured?
What APY does Ponce Bank Premium Interest Checking offer?
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.05% - 0.15% |
What are the account minimums for Ponce Bank Premium Interest Checking?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $1,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1,500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Ponce Bank Premium Interest Checking charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Ponce Bank Premium Interest Checking offer?
- Fraud monitoring - Ponce Bank Premium Interest Checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
What is the customer support email for Ponce Bank Premium Interest Checking?
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