Overview

Where does Qapital Checking Account do business?

Qapital Checking Account is based in New York, NY. It was founded in 2012 and offers checking accounts services in 50 states (and Washington, DC).

Qapital Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Qapital offer?

Qapital Checking Account offers an interest-bearing account with an APY (annual percentage yield) starting at %.

The APY of an account is the annual rate of return taking into account compounding interest and assuming your money remains in the account for a full year. Qapital Checking Account does not charge a monthly maintenance fee. So you don't have to worry about fees from eroding your interest earnings.

What features and perks does Qapital Checking Account offer?

This account includes the following features.

• Free debit card - Enjoy the convenience of a debit card without the extra fees. Debit cards make it easier to control your spending because unlike credit cards you can only spend what you already have in your account.

• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.

• Mobile Banking - Qapital Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

• Nationwide ATM network - Never get caught out by a hipster cash-only business again.

• Savings account - Qapital Checking Account allows you link your checking account to a savings account. Connecting your checking account to a savings account reduces friction and makes it easier to put aside money toward savings on a regular basis.

What fees does Qapital Checking Account charge?

Here is a list of the potential fees attached to this account:

First the good news. This account does not charge a monthly maintenance fee.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...