Qapital Checking Account
Would you recommend Qapital Checking Account to your friends?
| Community Rating | Strongly recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.05% (Verified 07/13/2022)
|
| Monthly Fee | $3 - $12 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| Number of Reviews | 6 |
Qapital Checking Account Review
Qapital Checking Account is offered by Qapital, a financial services company founded in 2012 and based in New York, NY. Qapital Checking Account is available in 50 states (and Washington, DC).
Key Takeaways
- Low APY. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly account fees available. This account charges a monthly service fee of up to $12.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States through Qapital.
Qapital checking account Pros & Cons
| Pros | Cons |
|---|---|
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Qapital checking account FAQ
Are checking accounts from Qapital federally insured?
Yes, your Qapital checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Qapital checking account offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.05% |
Qapital checking account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Qapital checking account?
Qapital checking account does not require a minimum initial deposit.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
What fees does Qapital checking account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Fee | $3 - $12 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $1 - $4 |
| Bank Teller Fee | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| NSF Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Paper Statement Fee | $0 |
| Online Bill Pay Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
Does Qapital checking account charge overdraft fees?
No, Qapital checking account does not charge overdraft fees.What features and perks does Qapital checking account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Qapital checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Qapital checking account?
The customer support email for Qapital checking account is support@qapital.com.
How do people rate the customer service and user experience of Qapital checking account?
Overall, Qapital checking account is strongly recommended based on community reviews that rate customer service and user experience.
Contact
- Headquarters
-
33 W 17th St
5th Floor
New York, NY 10011 USA - Visit Site
- Email Support
Other Services by Qapital
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $0 |
| Minimum Balance to Earn APY | $0 |
Qapital Checking Account Community Reviews
Would you recommend Qapital Checking Account to your friends?
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