Overview

Where does Qapital Checking Account do business?

Qapital Checking Account is a financial institution based in New York, NY. It was founded in 2012 and offers checking accounts services in 50 states (and Washington, DC).

Qapital Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Qapital offer?

Qapital Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What features and perks does Qapital Checking Account offer?

This account includes the following features:

• Signup Bonus - Open an account and you will receive a signup bonus of up to $5 if you deposit a minimum of $Referral Bonus — Qapital is offering a referral bonus each time a person you refer downloads the app and opens an account using your referral link. Both you and the person you refer will receive $5..
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay bills easily from your account.
• Mobile Banking - Qapital Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What fees does Qapital Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.