| Monthly Fee | $3 - $12 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $0 |
| APY (Annual Percentage Yield) | 0.01% |
Qapital Checking Account Review
Qapital Checking Account is offered by Qapital, a financial services company founded in 2012 and based in New York, NY. Qapital Checking Account is offered in 50 states (and Washington, DC).
Are checking accounts from Qapital federally insured?
Yes, your Qapital checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Qapital offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Qapital Checking Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Qapital Checking Account?
Qapital Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
What fees does Qapital Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
| Description | |
|---|---|
| Monthly Fee | $3 - $12 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $0 |
| NSF Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Overdraft Item Fee | $0 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | $0 |
| Check Copy | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Qapital Checking Account offer?
This account includes the following features:
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Qapital Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| ATM Fee: In-Network | $0 |
| Bank Teller Fee | $0 |
| Check Cashing Fee | $0 |
| Check Copy | $0 |
| Check Image Service | $0 |
| Debit Card Replacement Fee | $0 |
| Early Account Closure | $0 |
| NSF Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $0 |
| Overdraft Protection Fee (per transfer) | $0 |
| Paper Statement Fee | $0 |
| Returned Deposit Fee (Domestic) | $0 |
| Returned Deposit Fee (International) | $0 |
| Stop Payment Fee | $0 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $0 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $0 |
| ATM Fee: Out-of-Network | $0 |
| Foreign Transaction Fee (Debit Card) | 1% |
| Monthly Fee | $3 - $12 |
Be the first to rate
Would you recommend Qapital Checking Account to your friends?
Other Checking Accounts
- American Airlines Federal Credit Union Checking Account
- BBVA Convenience Checking
- CharterBank Bank With Interest Checking Account
- Commercial Banking Company Checking Account
- Consumers Credit Union Checking Account
- Eastman Credit Union Beyond Free Checking
- Fifth Third Bank Checking Account
- First Internet Bank Checking Account
- Hancock Whitney Connect Checking
- Market USA Federal Credit Union VIP Free Checking
- Morgan Stanley Premier Cash Management
- Southeast Financial Credit Union Checking Account
