Last Updated: 01/21/2026
Revolut Prepaid Card
Claimed
Last Updated: 01/21/2026
SuperMoney User Recommendation Score +89
Strongly recommended9 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
2.75% - 3.5%(Verified 06/30/2025)
Disclaimer popup with additional information
Monthly Service Fee
$0 - $16.99(Verified 01/21/2026)
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Number of Reviews
Revolut Prepaid Card Review
The Revolut Prepaid Card is offered by Revolut Technologies Inc, a nonbank financial services provider founded in 2015 and based in New York, NY. Revolut is available in 50 states and Washington, DC.
Key Takeaways
- Early direct deposit. Get access to your paycheck funds faster if you set up a direct deposit to this account. Early salary subject to employer deposit timing and not guaranteed.
- Up to 3.5% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.5%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
- Charges a monthly fee. This account charges a monthly fee of up to $16.99.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Revolut Pros & Cons
| Pros | Cons |
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Revolut FAQ
Are checking accounts from Revolut federally insured?
Revolut is a financial technology company. Funds in your Revolut Prepaid Card Account will be transferred to and held by Lead Bank, an FDIC Insured Institution. Funds loaded onto your Lead Bank-issued card will be insured up to the applicable limits whether your funds are held directly by Lead Bank or through one of its networked FDIC-insured institutions. Savings Vault services provided by Sutton Bank, Member FDIC, and funds there are insured up to $250,000 in the event Sutton Bank fails.What APY does Revolut offer?
Revolut offers an APY starting at 2.75% and ranging up to 3.5% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
| Rates | Amount |
| APY (Annual Percentage Yield) | 2.75% - 3.5% |
What are the account minimums for Revolut?
Revolut does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Revolut charge?
This account charges a monthly maintenance fee each statement cycle of up to $16.99.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $16.99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Revolut offer?
This account includes the following features:
- Mobile Banking Services - Revolut allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Revolut?
The customer support email for Revolut is support@revolut.com.
How do people rate the customer service and user experience of Revolut?
Overall, Revolut is strongly recommended based on community reviews that rate customer service and user experience.
Revolut Prepaid Card Disclosure: Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC. Fees may apply. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC–Prepaid Cards and Deposit Insurance Coverage (https://www.fdic.gov/deposit/deposits/prepaid.html)
View Revolut Prepaid Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +89, or 4.8 on a 5-point rating scale.
+89
-1000+100
No one recommends
Everyone recommends
Revolut Prepaid Card Community Reviews
Would you recommend Revolut Prepaid Card to your friends?
U
Anonymous
Jan 6, 2024
May or may not recommend
Good investment app for friends and family don't miss out
BK
Ben K.
Feb 3, 2023
May or may not recommend
Revolut has boosted its security features to include fingerprint identification on your account's log-in attempts. Revolut also gives its users easy customization, thus allowing them to turn off certain features that increase the risk of phishing attacks.
Della S.
Nov 25, 2022
May or may not recommend
Fairly reliable, but charge a monthly fee and have no sign on bonus. Also, no physical locations makes it more difficult to get Assistance.
MC
Mazhar C.
Nov 25, 2022
May or may not recommend
My friend recommended me to use Revolut Checking Account 6 months ago and now I just love it great design app and just so easy to use. Revolut does not require a minimum initial deposit but there is not FDIC or NCUSIF that can be the issue for others.
DK
Doutch K.
Nov 11, 2022
May or may not recommend
My friend recommended me to use Revolut Checking Account 6 months ago and now I just love it great design app and just so easy to use. Revolut does not require a minimum initial deposit but there is not FDIC or NCUSIF that can be the issue for others.
JC
Jessica C.
Nov 9, 2022
May or may not recommend
I highly recommend creating a Revolut checking account. If you enjoy the finer things in life like a brilliantly designed mobile app and personalized metal visa cards with contact less pay. They also offer a diverse and unique set of features. Some of which are higher atm with draw limits, apple pay, fee-free currency exchange, stock trading, cryptocurrency exchange and peer-to-peer payments. Then you will be over the moon ...Show More
AZ
Azy Z.
Nov 7, 2022
May or may not recommend
It is highly recommended. I use Revolut on a daily basis for cash withdrawals. Compared to other online banks they offer higher fee free ATM withdrawal limits.
RP
Roxana P.
Nov 4, 2022
May or may not recommend
Revolut is really fast, easy to use, and safe. Totally recommend it.
Ivan ?.
Nov 4, 2022
May or may not recommend
Revolut is safe and reliable checking account. They offer one multi-currency account which is tied to your cell number. You can manage it seamlessly over your mobile phone and it has a bunch of features. There are options to create virtual cards which you can be used for only one transaction, they are discarded after it, and a new card is generated. You also get a physical card in style ...Show More
Showing 9 of 9 reviews
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