Last Updated: 01/21/2026
Revolut Prepaid Card
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Last Updated: 01/21/2026
SuperMoney User Recommendation Score +89
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APY (Annual Percentage Yield)
Monthly Service Fee
Number of Reviews
Revolut Prepaid Card Review
Key Takeaways
- Early direct deposit. Get access to your paycheck funds faster if you set up a direct deposit to this account. Early salary subject to employer deposit timing and not guaranteed.
- Up to 3.5% annual percentage yield (APY). This account offers an annual percentage yield of up to 3.5%, which is much higher than the average for the checking accounts that we track (see terms and conditions for more details).
- Charges a monthly fee. This account charges a monthly fee of up to $16.99.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Revolut Pros & Cons
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Revolut FAQ
Are checking accounts from Revolut federally insured?
Revolut is a financial technology company. Funds in your Revolut Prepaid Card Account will be transferred to and held by Lead Bank, an FDIC Insured Institution. Funds loaded onto your Lead Bank-issued card will be insured up to the applicable limits whether your funds are held directly by Lead Bank or through one of its networked FDIC-insured institutions. Savings Vault services provided by Sutton Bank, Member FDIC, and funds there are insured up to $250,000 in the event Sutton Bank fails.What APY does Revolut offer?
| Rates | Amount |
| APY (Annual Percentage Yield) | 2.75% - 3.5% |
What are the account minimums for Revolut?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Revolut charge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $16.99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Revolut offer?
- Mobile Banking Services - Revolut allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Revolut?
How do people rate the customer service and user experience of Revolut?
Revolut Prepaid Card Disclosure: Revolut is not a bank, banking services are provided by Lead Bank, Member FDIC. Fees may apply. The Revolut USA Prepaid Visa and Prepaid Mastercard are issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and Mastercard International for Mastercard cards. Funds in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured by the FDIC up to $250,000 applicable limits by the FDIC in the event Lead Bank fails if specific deposit insurance requirements are met. See FDIC–Prepaid Cards and Deposit Insurance Coverage (https://www.fdic.gov/deposit/deposits/prepaid.html)
View Revolut Prepaid Card's published terms & conditions
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